2006 Massachusetts Code - CHAPTER 175. — INSURANCE.

• Chapter 175 — Section 1. Definitions.
• Chapter 175 — Section 2. Insurance contract; definition.
• Chapter 175 — Section 2A. Reinsurance contracts; status.
• Chapter 175 — Section 2B. Readability of policy form; definition; approval; actions based on language.
• Chapter 175 — Section 3. Unauthorized insurance, annuity or variable annuity contracts;prohibition.
• Chapter 175 — Section 3A. Insurance laws; administration and enforcement; report ofviolations.
• Chapter 175 — Section 3B. Duties of attorney general; injunctive relief.
• Chapter 175 — Section 3C. Promulgation of regulations pertaining to c. 118E, sec. 9C.
• Chapter 175 — Section 4. Examination of companies.
• Chapter 175 — Section 4A. Provision of data to commissioner by homeowners insurers; accessto data; annual report to general court.
• Chapter 175 — Section 4B. Annual report of cancellations and non-renewals of homeownerspolicies.
• Chapter 175 — Section 4C. Nondiscrimination in provision, renewal or cancellation ofhomeowners policy.
• Chapter 175 — Section 5. Foreign companies; revocation of authority; petition for review.
• Chapter 175 — Section 6. Domestic companies; impaired capital; receivership and injunctionproceedings.
• Chapter 175 — Section 7. Repealed, 1925, 154, Sec. 6.
• Chapter 175 — Section 8. Repealed, 1924, 406, Sec. 17.
• Chapter 175 — Section 8A. Summoning of witnesses.
• Chapter 175 — Section 9. Computation of reserves; life companies.
• Chapter 175 — Section 9A. Claim fluctuation reserves; life companies.
• Chapter 175 — Section 9B. Annual opinion of qualified actuary as to reserves.
• Chapter 175 — Section 10. Computation of reserves; other than life companies.
• Chapter 175 — Section 11. Assets and liabilities; computation.
• Chapter 175 — Section 11A. Valuation standards.
• Chapter 175 — Section 12. Computation of reserves; liability companies.
• Chapter 175 — Section 12A. Computation of reserves under prior law; liability companies.
• Chapter 175 — Section 13. Repealed, 1923, 39, Sec. 3.
• Chapter 175 — Section 14. Charges and fees.
• Chapter 175 — Section 14A. Committee on valuation of securities of national association of insurancecommissioners; assessment of expenses.
• Chapter 175 — Section 15. Repealed, 1993, 226, Sec. 14.
• Chapter 175 — Section 16. Record of proceedings; certified copies.
• Chapter 175 — Section 17. Annual report.
• Chapter 175 — Section 18. Conduct of business in corporate name; publication of assets andliabilities.
• Chapter 175 — Section 19. Repealed, 1931, 426, Sec. 273.
• Chapter 175 — Section 19A. Merger or consolidation; domestic corporations.
• Chapter 175 — Section 19B. Merger or consolidation; formation of foreign corporation.
• Chapter 175 — Section 19C. Merger or consolidation; rights of minority stockholders.
• Chapter 175 — Section 19D. Conversion from stock to mutual company.
• Chapter 175 — Section 19E. Conversion from mutual to stock company or as partof reorganization plan involving parent corporation.
• Chapter 175 — Section 20. Reinsurance.
• Chapter 175 — Section 20A. Credit for reinsurance.
• Chapter 175 — Section 21. Single risk; limitation; penalty.
• Chapter 175 — Section 22. Unauthorized policy provisions; effect.
• Chapter 175 — Section 22A. Combination of hazards; approval.
• Chapter 175 — Section 22B. Waivers of provisions of this chapter; prohibition; penalty.
• Chapter 175 — Section 22C. Cancellation of motor vehicle policies.
• Chapter 175 — Section 22D. Statement of reasons for cancellation; liability.
• Chapter 175 — Section 22E. Refusal to issue, renew or execute motor vehicle liabilitypolicy or bond.
• Chapter 175 — Section 22F, 22G. Repealed, 1973, 551, Sec. 3.
• Chapter 175 — Section 22H. Refusal to issue or renew motor vehicle liability policies or bonds;suspension of license; public hearings; definitions.
• Chapter 175 — Section 22I. Amounts received in settlement of claims retained for unpaid premiums.
• Chapter 175 — Section 23. Life company; impairment of funds; issuance of policies; penalty.
• Chapter 175 — Section 23A. Certain occurrences affecting insurance companies; notice to commissioner.
• Chapter 175 — Section 24. Life insurance policies; accidental death, disability benefits; approval.
• Chapter 175 — Section 24A. Refusal to issue policy or limits on coverages based on sex ofinsured;prohibition.
• Chapter 175 — Section 24B. Modification in covered services or payments; prior notices.
• Chapter 175 — Section 24C. Repealed, 1996, 376, Sec. 1.
• Chapter 175 — Section 24D. Lump sum insurance payments; information about claimants providedto IV-D agency by insurance companies; withholding ofpast-due child support subject to lien.
• Chapter 175 — Section 25. Annual statements; form; contents.
• Chapter 175 — Section 25A. Worker's compensation insurers; annual reports.
• Chapter 175 — Section 26. Annual statements; neglect to make; penalty.
• Chapter 175 — Section 27. Annual statements; inclusion of suits on claims.
• Chapter 175 — Section 28. Undue delay or litigation of claims; commissioner's report to general court.
• Chapter 175 — Section 29. Companies subject to this chapter.
• Chapter 175 — Section 30. Laws applicable; stockholder defined.
• Chapter 175 — Section 31. Continuation of certain companies.
• Chapter 175 — Section 31A. Domestic companies formed by special acts; extension of territorial limits.
• Chapter 175 — Section 32. Commencement of business; conditions precedent.
• Chapter 175 — Section 33. Policies and endorsements; signatures; facsimile.
• Chapter 175 — Section 34. Home office; change of address; perjury.
• Chapter 175 — Section 35. Salaries; authorization; limitations.
• Chapter 175 — Section 36. Pensions.
• Chapter 175 — Section 36A. Agents and agency employees; retirement or insurance benefits.
• Chapter 175 — Section 36B. Health and accident insurance companies; employees insurance benefits.
• Chapter 175 — Section 37. Vouchers for disbursements.
• Chapter 175 — Section 37A. Relief fund contributions; charitable, scientific or educationalcontributions.
• Chapter 175 — Section 38--43. Repealed, 1923, 120.
• Chapter 175 — Section 44. Failure to commence business; organization under special act; withdrawalfrom insurance business and continuance as business corporation.
• Chapter 175 — Section 45. Unauthorized agencies; penalty.
• Chapter 175 — Section 46. Insolvent domestic companies; preference of certain claims.
• Chapter 175 — Section 46A. Insolvent domestic liability companies; preference of certain claims.
• Chapter 175 — Section 46B. By-laws of domestic insurance companies; filings.
• Chapter 175 — Section 47. Purposes; nature of business.
• Chapter 175 — Section 47A. Businesses in which companies may engage.
• Chapter 175 — Section 47B. Mental illness expenses; inclusion inhealth insurance policies oremployees' health and welfare fund; minimum benefits.
• Chapter 175 — Section 47C. Dependent coverage for newborn infants or adoptive children; inclusionin policies of accident and sickness insurance.
• Chapter 175 — Section 47D. Cardiac rehabilitation expense benefits.
• Chapter 175 — Section 47E. Certified nurse midwife services benefits.
• Chapter 175 — Section 47F. Prenatal, childbirth and post partum care benefits.
• Chapter 175 — Section 47G. Cytologic screening and mammographic examination expense benefits.
• Chapter 175 — Section 47H. Infertility, pregnancy-related benefits.
• Chapter 175 — Section 47I. Nonprescription enteral formulas for home use;modified low protein food products.
• Chapter 175 — Section 47J. Standardized claim form.
• Chapter 175 — Section 47K. Off-label use of prescription drugs for cancer treatment.
• Chapter 175 — Section 47L. Review panel; off-label use of prescription drugs for cancertreatment.
• Chapter 175 — Section 47M. Repealed, 1996, 450, Sec. 208.
• Chapter 175 — Section 47N. Blood-glucose monitoring strips for insulindependent diabetics.
• Chapter 175 — Section 47O. Coverage of prescription drugs for HIV/AIDS treatment; off-labeluse not yet approved by federal food and drug administration; definitions.
• Chapter 175 — Section 47P. Panel to advise commissioner regarding off-label uses ofprescription drugs for HIV/AIDS treatment.
• Chapter 175 — Section 47Q. Nurse anesthetist and nurse practitioner services;accident and health insurance benefits.
• Chapter 175 — Section 47R. Bone marrow transplants; accident and sickness insurance coveragefor certain patients.
• Chapter 175 — Section 47S. Hospice services for terminally ill patients.
• Chapter 175 — Section 47T. Scalp hair protheses necessary due to cancer or leukemiatreatment.
• Chapter 175 — Section 48. Stock companies; formation; capital and surplus; stock; options; promoter defined.
• Chapter 175 — Section 48A. Mutual companies.
• Chapter 175 — Section 48B, 48C. Repealed, 1968, 391, Sec. 7.
• Chapter 175 — Section 49. Formation of corporation.
• Chapter 175 — Section 49A. Corporate domicile; foreign insurers; transfer of domicile.
• Chapter 175 — Section 50. Stock companies; amendment of articles of organization.
• Chapter 175 — Section 50A. Mutual companies; amendment of articles of organization.
• Chapter 175 — Section 50B. Amendment of articles of organization; submission; approval; filing;effective date.
• Chapter 175 — Section 51. Stock companies; kinds of business; power to combine.
• Chapter 175 — Section 52. Repealed, 1928, 106, Sec. 5.
• Chapter 175 — Section 53. Repealed, 1922, 76.
• Chapter 175 — Section 54. Mutual companies; kinds of business; power to combine.
• Chapter 175 — Section 54A. Domestic companies; risks and hazards in other states.
• Chapter 175 — Section 54B. Reinsurance of risks; exceptions.
• Chapter 175 — Section 54C. Motor vehicle insurance.
• Chapter 175 — Section 54D. Personal property floater.
• Chapter 175 — Section 54E. Dwelling houses; comprehensive and medical coverages.
• Chapter 175 — Section 54F. Commercial property, goods in storage or transit, and othermerchandise orequipment; coverage by certain companies in fire insurance policies.
• Chapter 175 — Section 54G. Reinsurance or pooling of risks by life insurance companies; regulations;approval and certificate; restrictions.
• Chapter 175 — Section 55. Powers of certain mutual companies.
• Chapter 175 — Section 56. Fraternal societies; reincorporation.
• Chapter 175 — Section 57. Stock companies; directors; quorum.
• Chapter 175 — Section 58. Directors; duties.
• Chapter 175 — Section 59. President and secretary; duties; records; inspection.
• Chapter 175 — Section 60. Officers; bonds; penalty.
• Chapter 175 — Section 61. Repealed, 1970, 876, Sec. 19.
• Chapter 175 — Section 62. Liability of officers.
• Chapter 175 — Section 63. Capital and reserve; payment; investment.
• Chapter 175 — Section 63A. Acquisition or investment in medium and lower grade obligations;limitations.
• Chapter 175 — Section 64. Investments.
• Chapter 175 — Section 65. Mortgage loans.
• Chapter 175 — Section 66. Life companies; investments.
• Chapter 175 — Section 66A. Life companies; acquisition of housing projects; limitations.
• Chapter 175 — Section 66B. Life companies; acquisition of realty; limitations.
• Chapter 175 — Section 66C. Life companies; investment in stock of insurance companies.
• Chapter 175 — Section 66D. Life companies; investment in and acquisition of stock of subsidiarycorporations.
• Chapter 175 — Section 66E. Life companies; investment in limited partnership interests.
• Chapter 175 — Section 66F. Acquisition of interest in limited liability company by domesticlife company.
• Chapter 175 — Section 67. Life companies; charter limitations on investments; exception.
• Chapter 175 — Section 68. Unauthorized investments; disposition.
• Chapter 175 — Section 69. Impaired capital; assessment; effect of non-compliance with commissioner;order.
• Chapter 175 — Section 70. Increase of stated capital.
• Chapter 175 — Section 71. Reduction of stated capital.
• Chapter 175 — Section 72. Dividends.
• Chapter 175 — Section 73. Fire companies; solicitation of business; issuance of policies;restrictions; penalties.
• Chapter 175 — Section 74. Fire companies; further insurance by certain companies; certificate.
• Chapter 175 — Section 75. Fire companies; underwriters; compensation.
• Chapter 175 — Section 76. Fire companies; members.
• Chapter 175 — Section 77. Fire companies; directors.
• Chapter 175 — Section 78. Fire companies; laws applicable; records; perjury; inspection; jurisdiction.
• Chapter 175 — Section 79. Fire companies; guaranty capital; dividends; retirement.
• Chapter 175 — Section 80. Fire companies; dividends; accumulated profits.
• Chapter 175 — Section 81. Fire companies; premiums; contingent liability.
• Chapter 175 — Section 82. Fire companies; power of certain companies to take deposit notes.
• Chapter 175 — Section 83. Fire companies; assessments.
• Chapter 175 — Section 84. Fire companies; review or order of assessment by supreme judicial court.
• Chapter 175 — Section 85. Fire companies; penalty for guaranty against assessments; personalliability of officers.
• Chapter 175 — Section 85A. Fire companies; non-assessable policies; issuance.
• Chapter 175 — Section 86. Marine companies; subscribers; losses; dividends; redemption fund.
• Chapter 175 — Section 87. Repealed, 1934, 22.
• Chapter 175 — Section 88. Marine companies; applicability of certain sections.
• Chapter 175 — Section 89. Officers and subscribers; liability.
• Chapter 175 — Section 90. Laws relating to mutual fire companies; applicability to certain mutuals;assessments.
• Chapter 175 — Section 90A. Policies; issuance by fire and marineand automobile companies; conditionsprecedent.
• Chapter 175 — Section 90B. Policies; issuance by fidelity and corporate surety companies; guarantycapital; members.
• Chapter 175 — Section 90C. Guaranty fund; creation in lieu of guaranty capital by certaincompanies.
• Chapter 175 — Section 91. Repealed, 1924, 406, Sec. 17.
• Chapter 175 — Section 92. Boiler companies; issuance of policies.
• Chapter 175 — Section 93. Liability companies; issuance of policies.
• Chapter 175 — Section 93A. Miscellaneous companies; issuance of policies.
• Chapter 175 — Section 93B. Surety, liability and casualty companies; issuance of policies; conditionprecedent.
• Chapter 175 — Section 93C. Surety, liability and casualty companies; guaranty fund;establishment.
• Chapter 175 — Section 93D. Surety, liability and casualty companies; impairment of guarantycapitalor decrease in business; effect.
• Chapter 175 — Section 93E. Life, liability and casualty companies; issuanceof policies; dividends.
• Chapter 175 — Section 93F. Non-assessable policies; issuance.
• Chapter 175 — Section 94. Life companies; members; voting rights; selection and qualification ofdirectors.
• Chapter 175 — Section 94A. Definitions.
• Chapter 175 — Section 94B. Individuals and corporations; power to exchange reciprocalcontracts.
• Chapter 175 — Section 94C. Domestic exchanges; organization; regulation.
• Chapter 175 — Section 94D. Domestic exchange; certificates and provisional certificates to transactbusiness; applications.
• Chapter 175 — Section 94E. Foreign exchange; licensing under certain conditions.
• Chapter 175 — Section 94F. Commissioner of insurance; power to grant license.
• Chapter 175 — Section 94G. Issuance of insurance contracts; conditions precedent.
• Chapter 175 — Section 94H. Assets, surplus and reserve; required amount; sections applicable.
• Chapter 175 — Section 94I. Annual report.
• Chapter 175 — Section 94J. Contracts subject to this chapter.
• Chapter 175 — Section 94K. Advisory committee.
• Chapter 175 — Section 94L. Power of attorney.
• Chapter 175 — Section 94M. Unused premium deposits.
• Chapter 175 — Section 94N. Conversion to or merger with domestic mutual insurance company;provisions of conversion plan.
• Chapter 175 — Section 95. Fire insurance; over-insurance; prohibition; term of policy.
• Chapter 175 — Section 95A. Continuation or renewal of policies on residential property exceedingamount of outstanding mortgage; prohibition.
• Chapter 175 — Section 95B. Discrimination against abuse victims in terms of residentialproperty insurance policy.
• Chapter 175 — Section 96. Fire loss; limitation on liability.
• Chapter 175 — Section 96A. Loss of occupancy, etc.; amount.
• Chapter 175 — Section 97. Payment of mortgages.
• Chapter 175 — Section 97A. Payment of proceeds; certificate of municipal liens; priority; exclusion.
• Chapter 175 — Section 98. Application for insurance; application of section; preliminary contracts.
• Chapter 175 — Section 99. Fire policy; standard form.
• Chapter 175 — Section 99A. Fire policy; damage caused by nuclear reaction or contamination.
• Chapter 175 — Section 99B. Property insurance for business, professional or governmental operation.
• Chapter 175 — Section 99C. Sailmaker shops; insurance against damage or loss by fire or fire andlightning.
• Chapter 175 — Section 100. Referees; selection.
• Chapter 175 — Section 100A. Referees; vacancies; fillings.
• Chapter 175 — Section 100B. Referees; qualifications.
• Chapter 175 — Section 101. Referees; meetings.
• Chapter 175 — Section 101A. Referees; awards.
• Chapter 175 — Section 101B. Referees; compensation of third referee; review by commissioner.
• Chapter 175 — Section 101C. Referees; payment of compensation of third referee, effect.
• Chapter 175 — Section 101D. Referees; determination of sound value.
• Chapter 175 — Section 101E. Legal defenses of company; non-waiver by joining in reference proceedings.
• Chapter 175 — Section 101F. Penalties.
• Chapter 175 — Section 101G. Receivership proceedings; preference of referees' claims.
• Chapter 175 — Section 101H. Sound value.
• Chapter 175 — Section 102. Proof of loss.
• Chapter 175 — Section 102A. Combination policies; contents; commissioner's approval.
• Chapter 175 — Section 102B. Combination policies; mutual companies.
• Chapter 175 — Section 102C. Policy against loss or damage to property by radioactive contamination;form; contents; requisites.
• Chapter 175 — Section 102D. National flood insurance program; authorization of participating companiesto issue policies; proof of loss; service of process.
• Chapter 175 — Section 102E. Crime insurance policies.
• Chapter 175 — Section 103. Repealed, 1923, 336, Sec. 2.
• Chapter 175 — Section 104. Repealed, 1947, 614, Sec. 2.
• Chapter 175 — Section 105. Fidelity and corporate surety companies; powers.
• Chapter 175 — Section 106. Foreign companies; deposit with state treasurer.
• Chapter 175 — Section 107. Surety bonds; status.
• Chapter 175 — Section 108. Accident and health insurance policies; commissioner'sapproval; contents.
• Chapter 175 — Section 108A. Refusal to issue policy to blind or deaf persons; prohibition.
• Chapter 175 — Section 108B. Policies or health care contracts; services performed by registereddentists included.
• Chapter 175 — Section 108C. Diethylstilbestrol exposure; discrimination.
• Chapter 175 — Section 108D. Reimbursement for chiropractic services.
• Chapter 175 — Section 108E. Disclosure of information; mental or nervous conditions;exceptions.
• Chapter 175 — Section 108F. Repealed, 1993, 110, Sec. 201.
• Chapter 175 — Section 108G. Discrimination against abuse victims in terms of accident orsickness insurance policy.
• Chapter 175 — Section 109. Repealed, 1954, 275, Sec. 2.
• Chapter 175 — Section 110. General or blanket policies; power to issue; non-applicability of sec.108.
• Chapter 175 — Section 110A. Disability insurance; exemption from attachment; exception.
• Chapter 175 — Section 110B. Premiums; non-payment; notices; cancellation of policy; actions.
• Chapter 175 — Section 110C. Health insurance of persons over 65; issuance by two or more companies.
• Chapter 175 — Section 110D. Coverage for certain period after insured leaves insured group.
• Chapter 175 — Section 110E. Standards for disclosure of contents and for advertising of policies;rules and regulations; enforcement procedures and penalties.
• Chapter 175 — Section 110F. Effect of federal social security benefit increase upon payment ofbenefits under disability policy.
• Chapter 175 — Section 110G. Limited extension of benefits.
• Chapter 175 — Section 110H. Policies cancellable at age 65; notice to insured.
• Chapter 175 — Section 110I. Divorced or separated spouses; continued health insurance coverage.
• Chapter 175 — Section 110J. Group policies issued to trustees of fund appointed by council on aging.
• Chapter 175 — Section 110K. Alternative dental coverage option.
• Chapter 175 — Section 111. Beneficiary; power to sue.
• Chapter 175 — Section 111A. Liability insurance; combination policies; contents;commissioner's approval.
• Chapter 175 — Section 111B. Combination policies; issuance by mutual companies; notice of reduced oreliminated coverages.
• Chapter 175 — Section 111C. Medical pay provisions.
• Chapter 175 — Section 111D. Uninsured vehicle endorsement.
• Chapter 175 — Section 111E. Professional liability policies.
• Chapter 175 — Section 111F. Medical reports; furnishing copy to injured person or attorney.
• Chapter 175 — Section 111G. Extent of family coverage; stated deductible amount.
• Chapter 175 — Section 111H. Insurance rules and regulations concerning leadabatement; coverage of injuries resulting from lead exposure.
• Chapter 175 — Section 112. Payment of losses; regulations.
• Chapter 175 — Section 112A. Liquor liability insurance; coverage.
• Chapter 175 — Section 112B. Cancellation of liquor liability insurance by insurer; notice toinsured and to licensing authorities.
• Chapter 175 — Section 112C. Insured's liability coverage limits; notice to injuredparty.
• Chapter 175 — Section 113. Judgment; satisfaction.
• Chapter 175 — Section 113A. Compulsory motor vehicle liability insurance policies;contents; commissioner's approval; options to purchase policiesor bonds; notice of reduced or eliminated coverages.
• Chapter 175 — Section 113B. Classifications of risks and premium charges.
• Chapter 175 — Section 113C. Companies authorized to issue policies; notice to registrar; mandatoryoffer of additional coverage; limits.
• Chapter 175 — Section 113D. Policies; cancellation; proceedings; review.
• Chapter 175 — Section 113E. Deposit premiums.
• Chapter 175 — Section 113F. Policies or bonds; renewals.
• Chapter 175 — Section 113G. Officers, directors and employees; financial interest in companies oragencies; restrictions.
• Chapter 175 — Section 113H. Assigned risk plans.
• Chapter 175 — Section 113I. Freedom of contract between insurers and agents or brokers;manner ofissuing policies.
• Chapter 175 — Section 113J. Medical reports.
• Chapter 175 — Section 113K. Minors; contracts for motor vehicle liability insurance.
• Chapter 175 — Section 113L. Uninsured motorists; insufficient liability limits;coverage.
• Chapter 175 — Section 113M. Repealed, 1981, 775, Sec. 3.
• Chapter 175 — Section 113N. Medical examination of applicants prohibited.
• Chapter 175 — Section 113O. Fire, theft, or comprehensive coverage; payments for loss ordamage; statements to police; claim forms; actions for nonpayment.
• Chapter 175 — Section 113P. Appeals from application of safe driver insurance plan.
• Chapter 175 — Section 113Q. Automobile club memberships; automobile insurance prohibited.
• Chapter 175 — Section 113R. Interest on refunds of overpayments.
• Chapter 175 — Section 113S. Inspection of vehicles prior to coverage.
• Chapter 175 — Section 113T. Repair shop coverage.
• Chapter 175 — Section 114. Title insurance; domestic companies; non-applicability ofcertain provisions of this chapter.
• Chapter 175 — Section 115. Repealed, 1924, 406, Sec. 17.
• Chapter 175 — Section 116. Guarantee fund.
• Chapter 175 — Section 116A. Foreign companies; non-applicability of certain provisions of this chapter.
• Chapter 175 — Section 117. Steam boiler insurance; policies; term; exception.
• Chapter 175 — Section 117A. Marine and automobile and sprinkler leakage insurance;combination policies; contents; commissioner's approval.
• Chapter 175 — Section 117B. Credit insurance combination policies; contents;commissioner's approval.
• Chapter 175 — Section 117C. Premium rates; determination; filing; reports.
• Chapter 175 — Section 117D. Credit involuntary unemployment insurance.
• Chapter 175 — Section 118. Definition.
• Chapter 175 — Section 119. Life insurance; domestic companies; power to grant annuities.
• Chapter 175 — Section 119A. Insurance benefits; protection of beneficiaries.
• Chapter 175 — Section 119B. Refund of prepaid premiums upon death of insured.
• Chapter 175 — Section 119C. Interest on proceeds payable upon death of insured.
• Chapter 175 — Section 120. Discrimination; prohibition.
• Chapter 175 — Section 120A. Mentally retarded persons as insureds.
• Chapter 175 — Section 120B. Blind persons as insured.
• Chapter 175 — Section 120C. Diethylstilbestrol exposure; discrimination.
• Chapter 175 — Section 120D. Discrimination against abuse victims in terms of life insuranceor endowment insurance.
• Chapter 175 — Section 121. Certain agreements; prohibition.
• Chapter 175 — Section 122. Discrimination on account of color; penalty.
• Chapter 175 — Section 123. Certain policies; issuance; restrictions; penalty.
• Chapter 175 — Section 123A. Insurable interests of corporations.
• Chapter 175 — Section 124. Statements concerning age or health; binding effect on company.
• Chapter 175 — Section 125. Creditors or beneficiaries; rights.
• Chapter 175 — Section 126. Married woman; beneficiary under insurance contract.
• Chapter 175 — Section 127. False statements; penalties.
• Chapter 175 — Section 128. Infants; avoidance of certain contracts; prohibition.
• Chapter 175 — Section 128A. Repealed, 1975, 111, Sec. 1.
• Chapter 175 — Section 129. Policies; description.
• Chapter 175 — Section 130. Policies; incorrect dating; prohibition.
• Chapter 175 — Section 131. Copy of application; attachment to policy.
• Chapter 175 — Section 132. Policies; commissioner's approval; contents.
• Chapter 175 — Section 132A. Group annuity contract; definitions.
• Chapter 175 — Section 132B. Group annuity contract; issuance; form; commissioner's approval; review;contents.
• Chapter 175 — Section 132C. Group annuity contract; exemption from process; exception.
• Chapter 175 — Section 132D. Group annuity contracts; members.
• Chapter 175 — Section 132E. Group annuity contract; construction.
• Chapter 175 — Section 132F. Pension contracts; funding agreements; separate accounts.
• Chapter 175 — Section 132G. Variable annuity contracts; issuance; contents; separate investmentaccounts; reserve liability; approval; rules and regulations.
• Chapter 175 — Section 132H. Variable annuity contracts; investment of assets; limitations; rules andregulations.
• Chapter 175 — Section 133. Group life insurance defined.
• Chapter 175 — Section 134. Group life policies; commissioner's approval; contents.
• Chapter 175 — Section 134A. Conversion; right of certificate-holder; notice.
• Chapter 175 — Section 134B. Repealed, 1968, 391, Sec. 19.
• Chapter 175 — Section 134C. Assignment incidents of ownership.
• Chapter 175 — Section 135. Group life policies; exemption from attachment; exception.
• Chapter 175 — Section 136. Group life policies; exemption from loan provision.
• Chapter 175 — Section 137. Group policies; members.
• Chapter 175 — Section 138. Construction.
• Chapter 175 — Section 138A. Group life policies; pay-roll deductions of state and local employees.
• Chapter 175 — Section 139. Life; endowment or annuity contracts; conversion; alteration;exchange;construction.
• Chapter 175 — Section 140. Annual dividends.
• Chapter 175 — Section 141. Safety fund.
• Chapter 175 — Section 142. Loans; interest rates; loan value; definitions.
• Chapter 175 — Section 143. Forfeitures; applicability of earlier laws to certain policies.
• Chapter 175 — Section 144. Cash surrender value; terms defined; paid-up annuities after three years.
• Chapter 175 — Section 144A. Annuity contracts; required provisions.
• Chapter 175 — Section 144A1/2. Annuity contracts; required provisions.
• Chapter 175 — Section 145. Cash surrender value; industrial policies issued at certain time.
• Chapter 175 — Section 146. Cash surrender value; industrial policies; applicability of sec. 144.
• Chapter 175 — Section 146A. Industrial policies; default in payment of premiums; notice ofnon-forfeiture benefits.
• Chapter 175 — Section 146B. Massachusetts life and health insurance guaranty association law.
• Chapter 175 — Section 147. Repealed, 1943, 227, Sec. 10; 1986, 557, Sec. 156.
• Chapter 175 — Section 147A, 147B. Repealed, 1943, 227, Sec. 10.
• Chapter 175 — Section 148. Repealed, 1928, 148, Sec. 2.
• Chapter 175 — Section 149. Participating and nonparticipating policies.
• Chapter 175 — Section 149A. Unclaimed funds defined.
• Chapter 175 — Section 149B. Unclaimed funds; reports by companies.
• Chapter 175 — Section 149C. Unclaimed funds; payment to state treasurer.
• Chapter 175 — Section 149D. Unclaimed funds; custody; claims; proceedings; judgment and satisfaction.
• Chapter 175 — Section 149E. Examination of records; withholding or failing to report funds.
• Chapter 175 — Section 149F. Definitions.
• Chapter 175 — Section 149G. Home warranty companies and contracts; certificates ofauthority; marketing.
• Chapter 175 — Section 149H. Applications for certificates of authority; issuancerequirements.
• Chapter 175 — Section 149I. Surety bonds; cancellation; release.
• Chapter 175 — Section 149J. Amendments or changes to documents or information supplied undersec. 149H; filing requirements.
• Chapter 175 — Section 149K. Applicability of chapter 176D.
• Chapter 175 — Section 149L. Conflicts in chapter.
• Chapter 175 — Section 150. Foreign companies; admission.
• Chapter 175 — Section 151. Conditions of admission; general provisions.
• Chapter 175 — Section 152. Classes of business; permissive combinations.
• Chapter 175 — Section 152A. Non-assessable policies; power to issue; conditions.
• Chapter 175 — Section 153. Conditions of admission; foreign life companies.
• Chapter 175 — Section 154. Service of process; duty of commissioner; fees.
• Chapter 175 — Section 155. Conditions of admission; companies of foreign countries.
• Chapter 175 — Section 156. Company of foreign country; appointment of trustees.
• Chapter 175 — Section 156A. Capital or assets; impairment; issuance of policies; penalty.
• Chapter 175 — Section 157. Resident agents; transaction of business; penalty.
• Chapter 175 — Section 158. Policies; effect of war.
• Chapter 175 — Section 159. Reciprocity.
• Chapter 175 — Section 160. Unlicensed companies; issuance of policies; exceptions; marine insurers.
• Chapter 175 — Section 160A. Unlicensed companies; advertisement; penalty; exception.
• Chapter 175 — Section 160B. Unlicensed companies; notice by commissioner.
• Chapter 175 — Section 160C. Automobile insurance; company as agent for insurers doing business inMexico; separate accounts; payment of percentage of gross premiums.
• Chapter 175 — Section 160D. Agent or broker securing automobile coverage with Mexican companies;separate accounts; payment of percentage of gross premiums.
• Chapter 175 — Section 161. Repealed, 1929, 6, Sec. 1.
• Chapter 175 — Section 161A. Definitions.
• Chapter 175 — Section 161B. Domestication agreement.
• Chapter 175 — Section 161C. Approval of agreement by alien and domestic insurers.
• Chapter 175 — Section 161D. Approval of agreement by commissioner.
• Chapter 175 — Section 161E. Instrument of transfer and assumption; effect of filing.
• Chapter 175 — Section 162. Definitions.
• Chapter 175 — Section 162A. Insurance brokers; compensation.
• Chapter 175 — Section 162B. Agents and brokers; power to accept instalment premiums.
• Chapter 175 — Section 162C. Direct billing; mandatory agreements prohibited.
• Chapter 175 — Section 162D. Expense premium commissions; payment to insurance agents; additionalcompensation.
• Chapter 175 — Section 162E. Motor vehicle insurance made by insurer pursuant to American agencysystem; insurer commission arrangements.
• Chapter 175 — Section 162F. Property or casualty insurance information; proprietary rights of agentsand brokers.
• Chapter 175: Section 162G. Licensing of insurance producers; Secs. 162H through 162X govern qualifications and procedures
• Chapter 175: Section 162H. Definitions
• Chapter 175: Section 162I. License requirement
• Chapter 175: Section 162J. Insurance producer licenses; persons not required to be licensed
• Chapter 175: Section 162K. Written examination
• Chapter 175: Section 162L. Applications; requirements for approval
• Chapter 175: Section 162M. Qualification for license; lines of authority
• Chapter 175: Section 162N. Nonresident producer licenses
• Chapter 175: Section 162O. Individuals licensed in another state; exemption
• Chapter 175: Section 162P. Use of assumed name; notification
• Chapter 175: Section 162Q. Temporary licenses
• Chapter 175: Section 162R. Causes for suspension — revocation or levying civil penalties
• Chapter 175: Section 162S. Insurance producers acting as agents of insurers; appointment procedures
• Chapter 175: Section 162T. Insurer’s termination of appointment — contract, etc. with producer; procedures
• Chapter 175: Section 162U. Non-resident license applicants; requirements
• Chapter 175: Section 162V. Reporting administrative action taken against producer; reporting criminal prosecution of producer
• Chapter 175: Section 162W. Regulations
• Chapter 175: Section 162X. Invalid provisions
• Chapter 175 — Section 163. Agents; licensing; penalties; cancellation, modification, revocation, orexpiration of contract; referees; decision; review.
• Chapter 175 — Section 163A. Appointees; qualifications for licensure.
• Chapter 175 — Section 164. Collectors of premiums.
• Chapter 175 — Section 164A. Lapsed industrial life policies; effect on agents' commissions.
• Chapter 175 — Section 165. Officer of domestic company; power to act without license.
• Chapter 175 — Section 166. Brokers; licensing; penalty.
• Chapter 175 — Section 166A. Qualifications for broker's license.
• Chapter 175 — Section 166B. Revocation of license; disposition of interest in agency or brokerage;appointment of receiver; injunction.
• Chapter 175 — Section 167. Brokers; limited licenses.
• Chapter 175 — Section 167A. Brokers' licenses; fees; exemption of certain persons.
• Chapter 175 — Section 168. Special brokers; licensing; contracts for unauthorized companies; penalty.
• Chapter 175 — Section 169. Effect of payment to agent or broker.
• Chapter 175 — Section 170. Agent or broker; fraud; penalty.
• Chapter 175 — Section 171. Illegal insurance contracts; liability of agent.
• Chapter 175 — Section 172. Adjusters of fire losses; licensing; penalty; examination for applicants.
• Chapter 175 — Section 172A. Voluntary association licenses.
• Chapter 175 — Section 173. Partnership licenses.
• Chapter 175 — Section 174. Corporation licenses.
• Chapter 175 — Section 174A. Hearings, revocation or suspension of licenses; notices.
• Chapter 175 — Section 174B. Revoked licenses; surrender; renewal certificates; penalty.
• Chapter 175 — Section 174C. Agents and brokers; qualifications; licensing.
• Chapter 175 — Section 174D. Continuance of agency business by widow; conditions.
• Chapter 175 — Section 174E. Banks or mortgage companies; licensing of officers or employees as agentsor brokers.
• Chapter 175 — Section 174F. Business transacted with broker-controlled insurer act.
• Chapter 175 — Section 174G. Definitions.
• Chapter 175 — Section 174H. Application of secs. 174F -- 174K.
• Chapter 175 — Section 174I. Written contract between controlling brokerand insurer required; terms.
• Chapter 175 — Section 174J. Notice to prospective insured disclosingbroker-controlled insurer relationship.
• Chapter 175 — Section 174K. Violations of secs. 174F -- 174K; remedies.
• Chapter 175 — Section 175. Impersonation; penalty.
• Chapter 175 — Section 176. Larceny by agent or broker.
• Chapter 175 — Section 176A. Refund or credit of return premiums on cancelled motor vehicle policies;penalty.
• Chapter 175 — Section 177. Unlicensed persons; compensation; penalty.
• Chapter 175 — Section 177A. Insurance advisers; meaning of term.
• Chapter 175 — Section 177B. Licensing; examination for applicants.
• Chapter 175 — Section 177C. Contracts; form and requisites.
• Chapter 175 — Section 177D. Receipt.
• Chapter 175 — Section 177E. Continuing educational requirements.
• Chapter 175 — Section 177F. Managing general agents act.
• Chapter 175 — Section 177G. Definitions.
• Chapter 175 — Section 177H. Licensure and errors and omissions coverage required.
• Chapter 175 — Section 177I. Written contract between managing general agentand insurer required; terms.
• Chapter 175 — Section 177J. Financial examinations; review; actuarial opinions.
• Chapter 175 — Section 177K. Acts of agent considered acts of insurer.
• Chapter 175 — Section 177L. Administrative action against managing general agent.
• Chapter 175 — Section 177M. Reinsurance intermediary act.
• Chapter 175 — Section 177N. Definitions.
• Chapter 175 — Section 177O. Reinsurance intermediary brokers; limitations; bond;application for licensure.
• Chapter 175 — Section 177P. Written contract between reinsurance intermediarybroker and insurer required; terms.
• Chapter 175 — Section 177Q. Records.
• Chapter 175 — Section 177R. License requirement for broker; employment restriction;annual financial statements.
• Chapter 175 — Section 177S. Written contract between reinsurance intermediarymanager and reinsurer required; terms.
• Chapter 175 — Section 177T. Prohibited agreements, appointments, paymentsand employment.
• Chapter 175 — Section 177U. License requirement for manager; annual financialstatements; actuarial opinions; notice of termination; prohibitedappointments.
• Chapter 175 — Section 177V. Examination by commissioner.
• Chapter 175 — Section 177W. Administrative action against reinsurance intermediary.
• Chapter 175 — Section 178. Receivers; compensation and accounts.
• Chapter 175 — Section 179. Commissioner or deputy; receivership function.
• Chapter 175 — Section 180. Accounts; examinations.
• Chapter 175 — Section 180A. Definitions.
• Chapter 175 — Section 180B. Domestic companies; rehabilitation proceedings.
• Chapter 175 — Section 180C. Domestic companies; liquidation proceedings; approval of proposal todistribute; notice of application.
• Chapter 175 — Section 180D. Domestic companies; duty of receivers to give notice of appointment.
• Chapter 175 — Section 180E. Ancillary receiver of foreign insurer.
• Chapter 175 — Section 180F. Proof of claims of non-residents; priorities of distribution.
• Chapter 175 — Section 180G. Proof of claims; causes of actions against policyholders.
• Chapter 175 — Section 180H. Contingent claims.
• Chapter 175 — Section 180I. Liquidation proceedings commenced in reciprocal state; proof of claims.
• Chapter 175 — Section 180J. Special deposit claims; priority.
• Chapter 175 — Section 180K. Secured claims.
• Chapter 175 — Section 180L. Severability.
• Chapter 175 — Section 180M. Definitions.
• Chapter 175 — Section 180N. Emergency by-laws in cases of national emergency.
• Chapter 175 — Section 180O. Board of directors.
• Chapter 175 — Section 180P. List of succession.
• Chapter 175 — Section 180Q. Location of home office or principal place of business.
• Chapter 175 — Section 181. Misrepresentations by insurer; penalty.
• Chapter 175 — Section 182. Special inducements, etc.; rebates; loans in connection with student loaninsurance programs.
• Chapter 175 — Section 183. Rebates; acceptance; prohibition.
• Chapter 175 — Section 184. Application of secs. 182 and 183.
• Chapter 175 — Section 185. Deposits by companies.
• Chapter 175 — Section 186. Misrepresentations by insured; effect.
• Chapter 175 — Section 186A. Delivery of policy; presumptions.
• Chapter 175 — Section 186B. Effect of lack of sworn statement of loss; laws applicable.
• Chapter 175 — Section 187. Foreign companies; contents of policies.
• Chapter 175 — Section 187A. Actions on policies; limitation.
• Chapter 175 — Section 187B. Cancellation of policy; failure to return premium; penalties.
• Chapter 175 — Section 187C. Cancellation of policy; procedure.
• Chapter 175 — Section 187D. Cancellation of policy; non-payment of premium.
• Chapter 175 — Section 187E. Small claims; payments to heirs of decedents.
• Chapter 175 — Section 187F. Cancellation of policies during strike of insurance agents.
• Chapter 175 — Section 187G. Lapse of certain life insurance policies during strike of agents;reinstatement.
• Chapter 175 — Section 187H. Owner's right to cancel policy; notice; refund of prepaid premiums.
• Chapter 175 — Section 188. Unlawful use of proxy; penalty.
• Chapter 175 — Section 189. Policies in violation of this chapter; penalty.
• Chapter 175 — Section 190. Repealed, 1924, 406, Sec. 17.
• Chapter 175 — Section 190A. Definitions applicable to secs. 190A—190C.
• Chapter 175 — Section 190B. Mass marketed life or health insurance; reasonableness of charges;findings; orders; review.
• Chapter 175 — Section 190C. Mass marketed life or health insurance; nonresident insurers; compliancewith state laws.
• Chapter 175 — Section 191. Commissioner; power to require filing of policies and circulars; penalty.
• Chapter 175 — Section 191A. Property damage to insured's motor vehicle; notice of losses; arbitrationclause.
• Chapter 175 — Section 192. Riders and endorsements; commissioner's approval.
• Chapter 175 — Section 192A. Loose leaf policies; filing and approval.
• Chapter 175 — Section 193. Policies issued contrary to this chapter; validity.
• Chapter 175 — Section 193A. Jurisdiction; violations of this chapter.
• Chapter 175 — Section 193B. Motor vehicle insurance; instalment payments.
• Chapter 175 — Section 193B½. Motor vehicle insurance; interest charges on installment payments.
• Chapter 175 — Section 193C. Domestic companies; interlocking directorates; regulations; procedure.
• Chapter 175 — Section 193D. Domestic companies; power to acquire stock of other companies; regulations.
• Chapter 175 — Section 193E. Coercion in the placing of insurance on real or personal propertyprohibited; fines; exceptions.
• Chapter 175 — Section 193F. Policy forms; filing with commissioner; approval.
• Chapter 175 — Section 193G. Policy forms; disapproval; resubmission for approval.
• Chapter 175 — Section 193H. Policy form; withdrawal of approval; notice and hearing; review.
• Chapter 175 — Section 193I. Disclosure of investments of officers, directors and principal stockholders.
• Chapter 175 — Section 193J. Solicitation of proxies.
• Chapter 175 — Section 193K. Professional services; provisions for payment; discrimination.
• Chapter 175 — Section 193L--193N. Repealed, 1993, 226, Sec. 49.
• Chapter 175 — Section 193O. Repealed, 1972, 543, Sec. 2.
• Chapter 175 — Section 193P. Fire insurance policies; nonrenewal notice provision; requisitesof notice.
• Chapter 175 — Section 193Q. Repealed, 1993, 226, Sec. 50.
• Chapter 175 — Section 193R. Group marketing plans for automobile and homeowner insurance; definitions;rules and regulations; rates; payroll deductions.
• Chapter 175 — Section 193S. Repealed, 1993, 226, Sec. 50A.
• Chapter 175 — Section 193T. Discrimination based on blindness, mental retardation, orphysicalimpairment.
• Chapter 175 — Section 193U. Discrimination based on specialty practiced;risk classification; definitions.
• Chapter 175 — Section 194. General penalty.
• Chapter 175 — Section 195. Fire insurance companies required to contributeto costs of training firefighting personnel.
• Chapter 175 — Section 196. Payment under liquor liability insurance; notice to attorney general.
• Chapter 175 — Section 197--203. Repealed, 1989, 341, Sec. 84; 1986, 632, Sec. 1.
• Chapter 175 — Section 204. Regulations; promulgation.
• Chapter 175 — Section 205. Policies providing supplemental coverage to medicare; limitationson issuance or renewal.
• Chapter 175 — Section 206. Definitions.
• Chapter 175 — Section 206A. Domestic insurers; investment in capital stockof subsidiaries.
• Chapter 175 — Section 206B. Merger or acquisition of control; statement filedwith commissioner; hearing; approval; violations.
• Chapter 175 — Section 206C. Registration statements; transactions requiringcommissioners approval; determination of reasonable surplus;confidentiality of information.
• Chapter 175 — Section 206D. Violations; injunctive relief; improperly acquiredvoting securities; penalties.
• Chapter 175 — Section 207. Acquisition of stock of subsidiary insurer; approvalof plan by commissioner, objections of shareholders.
• Chapter 175 — Section 208. Merger of insurance holding company system intodomestic insurance subsidiary.
• Chapter 175 — Section 209. Commissioner's issuance of licenses to banks to act as insuranceagents or brokers.
• Chapter 175 — Section 210. Procedure for resolution of consumer complaints relative to banksacting as insurance agents.
• Chapter 175 — Section 211. Information relating to insurance activities of banks furnishedto federal agencies.
• Chapter 175: Section 212. Short title
• Chapter 175: Section 213. Definitions
• Chapter 175: Section 214. Licensure
• Chapter 175: Section 215. Suspension — revocation or nonrenewal of license
• Chapter 175: Section 216. Approval of forms by commissioner
• Chapter 175: Section 217. Annual statement
• Chapter 175: Section 218. Examination of business by commissioner; confidential information; records retention
• Chapter 175: Section 219. Disclosures by providers
• Chapter 175: Section 220. Consents; rescission; tender; health status of insured; prohibited commissions
• Chapter 175: Section 221. Authority of commissioner
• Chapter 175: Section 222. Unfair trade practices
• Chapter 175: Section 223. Consumer complaints
• Chapter 175: Section 224. Large commercial policy holders; definitions; commercial risks; records examination
• Chapter 175: Section 225. Disclosure notice in policy issued pursuant to commercial risks provisions of Sec. 224; large commercial policy holders