There is a newer version of the Massachusetts General Laws
2006 Massachusetts Code - CHAPTER 140D. — CONSUMER CREDIT COST DISCLOSURE.
- Chapter 140D — Section 1. Definitions.
- Chapter 140D — Section 2. Consumer credit cost disclosure; exempt transactions.
- Chapter 140D — Section 3. Rules and regulations.
- Chapter 140D — Section 4. Finance charge; determination.
- Chapter 140D — Section 5. Annual percentage rate; determination.
- Chapter 140D — Section 6. Inaccurate disclosure of finance charge or annual percentage rate;adjustment.
- Chapter 140D — Section 7. Disclosure of information; multiple creditors or obligors; estimates.
- Chapter 140D — Section 8. Disclosure of information; clear and conspicuous statements.
- Chapter 140D — Section 9. Information rendered inaccurate.
- Chapter 140D — Section 10. Security interest in property used as dwelling; rescission; liability;application.
- Chapter 140D — Section 11. Disclosure; open end credit plans; statement; contents.
- Chapter 140D — Section 12. Disclosure; other than open-end-credit plans; statement; contents.
- Chapter 140D — Section 13. Publication of information regarding annual percentage rates.
- Chapter 140D — Section 14. Multiple-page advertisements; contents; open-end-credit plan.
- Chapter 140D — Section 15. Advertisements; other than open-end-credit plans; contents.
- Chapter 140D — Section 15A. Application form or pre-approved written solicitation for open-end creditplan; contents.
- Chapter 140D — Section 16. Liability of owner or personnel of advertising medium.
- Chapter 140D — Section 17. Oral response to cost of credit inquiry.
- Chapter 140D — Section 18. Model disclosure forms and clauses.
- Chapter 140D — Section 19. Time for sending statement; noncompliance; finance charge.
- Chapter 140D — Section 20. Sale of goods or services at retail; finance charge under open-end-creditplan; computation.
- Chapter 140D — Section 21. Application of credit cardholder's funds held by issuer; authorization;agreement statement.
- Chapter 140D — Section 22. Credit balance exceeding one dollar; periodic statement disclosure;contents.
- Chapter 140D — Section 23. Transfer of funds following default of debt; written notice; applicability.
- Chapter 140D — Section 24. Guaranty of obligations of other persons; notice of additional obligations.
- Chapter 140D — Section 25. Issuance of credit cards.
- Chapter 140D — Section 26. Cardholder liability for unauthorized use.
- Chapter 140D — Section 27. Unauthorized use of credit cards.
- Chapter 140D — Section 28. Liability of business for unauthorized use of credit cards.
- Chapter 140D — Section 28A. Cardholder discounts; surcharges; finance charge.
- Chapter 140D — Section 28B. Participation in credit card plans; conditions.
- Chapter 140D — Section 29. Rules and regulations; consistency with federal fair credit billing act.
- Chapter 140D — Section 30. Inspection of records.
- Chapter 140D — Section 31. Prohibited acts; penalty.
- Chapter 140D — Section 32. Creditor's failure to comply with law; damages.
- Chapter 140D — Section 33. Civil actions against subsequent assignees of creditor; writtenacknowledgement; rescission.
- Chapter 140D — Section 34. Unfair trade practices; violations.
- Chapter 140D — Section 35. Limitations on creditors' liability and consumer rescissionrights.
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