2021 Maryland Statutes
Insurance
Title 15 - Health Insurance
Subtitle 4 - Eligibility for Coverage; Continuation and Conversion of Policies
Section 15-417 - Coverage for Part-Time Students With Disabilities

    (a)    This section applies to:

        (1)    insurers and nonprofit health service plans that provide hospital, medical, or surgical benefits to individuals or groups on an expense-incurred basis under health insurance policies or contracts that are issued or delivered in the State; and

        (2)    health maintenance organizations that provide hospital, medical, or surgical benefits to individuals or groups under contracts that are issued or delivered in the State.

    (b)    An entity subject to this section that provides health benefits to full-time students over the age of 18 may not exclude health benefits for a student over the age of 18 who:

        (1)    is enrolled less than full time as a result of a documented disability that prevents the student from maintaining a full-time course load; and

        (2)    is maintaining a course load of at least 7 credit hours per semester.

    (c)    An entity subject to this section may require the insured, subscriber, or enrollee to provide verification of the disability from a disability services professional employed by the institution of higher education that the student attends or a health care provider with special expertise in and knowledge of the disability.

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