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2020 Maryland Statutes
Commercial Law
Title 12 - Credit Regulations
Subtitle 5 - Retail Credit Accounts
- Section 12-501 - Definitions
- Section 12-502 - Application of Subtitle
- Section 12-503 - Establishment of Account
- Section 12-504 - Maximum Finance Charge -- in General
- Section 12-505 - Maximum Finance Charge -- Closed End Account
- Section 12-505.1 - Maximum Finance Charge -- Closed End Account -- Refinancing at Higher Rate
- Section 12-505.2 - Maximum Finance Charge -- Closed End Account -- Change in Finance Charge During Term of Account Prohibited
- Section 12-505.3 - Maximum Finance Charge -- Closed End Account -- Balloon Payment Prohibited
- Section 12-506 - Maximum Finance Charge -- Open End Account
- Section 12-506.1 - Credit Balances
- Section 12-506.2 - Limitations Upon Changes in Rate Applicable to Open End Account
- Section 12-507 - Note Taken as Part of Account
- Section 12-508 - Attorney's Fees
- Section 12-509 - Discount to Consumer Paying Cash
- Section 12-510 - Failure to Answer Status Inquiry
- Section 12-511 - Billing Statement Inquiry
- Section 12-511.1 - Charge for Reply to Inquiry
- Section 12-512 - Waiver by Buyer Invalid
- Section 12-513 - Violation of Subtitle
- Section 12-514 - Jurisdiction of Commissioner of Financial Regulation
- Section 12-515 - Penalties
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