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2017 Maryland Code
Insurance
Title 19 - Property and Casualty Insurance
Subtitle 5 - Motor Vehicle Insurance -- Primary Coverage
§ 19-518. Volunteer driver.
Universal Citation: MD Ins Code § 19-518 (2017)
- (a) "Volunteer driver" defined. -- In this section, "volunteer driver" means an individual who provides driving services, including transportation of individuals or goods, without compensation other than for expenses to:
- (1) a charitable organization, as defined in § 6-101 of the Business Regulation Article, in the State; or
- (2) a nonprofit organization in the State that is exempt from taxation under § 501(c)(3), (4), or (6) of the Internal Revenue Code.
- (b) Prohibited acts by insurer. -- An insurer that issues, sells, or delivers a motor vehicle liability insurance policy in the State may not:
- (1) cancel the policy of a named insured or refuse to issue the policy to an applicant solely because the named insured or applicant is a volunteer driver; or
- (2) impose a surcharge on or otherwise increase the rate for the policy solely because the named insured or applicant, a member of the named insured's or applicant's household, or an individual who customarily operates the named insured's or applicant's motor vehicle is a volunteer driver.
- (c) Permitted acts by insurer. -- This section does not prohibit an insurer from canceling, refusing to renew, imposing a surcharge on, or otherwise increasing the rate for a motor vehicle liability insurance policy based on factors other than the status of a driver under the policy as a volunteer driver.
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