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2017 Maryland Code
Commercial Law
Title 12 - Credit Regulations
Subtitle 1 - Interest and Usury
- § 12-101. Definitions
- § 12-102. General legal rate of interest
- § 12-103. Other permitted rates of interest; licensing requirements
- § 12-104. Interest not considered usurious
- § 12-105. Charges not considered interest
- § 12-106. Statements to be furnished by lender
- § 12-106.1. Requiring false statement that loan is commercial loan
- § 12-107. Computing interest rate if charge assessed at inception of loan
- § 12-108. Points prohibited; exceptions; charges which lenders may impose
- § 12-109. Interest on escrow accounts; statement of balance
- § 12-109.1. Use of escrow account funds for certain purposes prohibited
- § 12-109.2. Management of escrow accounts; lender's bankruptcy; fees and charges
- § 12-110. Effect of assignment on usurious loan or contract
- § 12-111. Limitation of actions
- § 12-112. Usury not available against bona fide assignee
- § 12-113. Discrimination prohibited
- § 12-114. Penalties
- § 12-115. Repossession of goods securing loan
- § 12-116. Refinancing of loan at higher rate
- § 12-117. Compliance with ยง 14-1302
- § 12-118. Change in rate of interest or finance charge during term of obligation
- § 12-119. Real property closing costs
- § 12-120. When borrower required to pay for services of lender's attorney
- § 12-121. Lender's inspection fees
- § 12-122. Violations
- § 12-123. Insurance binders
- § 12-124. Property insurance coverage
- § 12-124.1. Homeowner equity protection
- § 12-125. Financing agreements
- § 12-126. Prepayment of outstanding unpaid indebtedness
- § 12-127. Lender to consider homeowner's ability to repay loan
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