2013 Maryland Code
§ 17-304 - Copy of application attached to policy; effect of statements
Each policy of group life insurance shall contain a provision that:
(1) requires a copy of any application of the policyholder to be attached to the policy when issued;
(2) the statements made by the policyholder or the insured are considered representations and not warranties; and
(3) a statement made by an insured may not be used in a contest unless a copy of the instrument that contains the statement is provided to the insured or, in the event of death or incapacity of the insured, to the insured’s beneficiary.
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