2013 Maryland Code
§ 15-1409 - Nonrenewal of plans

MD Ins Code § 15-1409 (2013) What's This?


(a) A carrier that elects not to renew all of a particular type of coverage or policy form in the State shall:

(1) provide notice of the nonrenewal at least 90 days before the date of the nonrenewal to each affected:

(i) policyholder;

(ii) plan sponsor;

(iii) participant; and

(iv) beneficiary;

(2) offer to each affected plan sponsor the option to purchase any other health insurance coverage currently being offered by the carrier; and

(3) act uniformly without regard to the claims experience of any affected plan sponsor, or any health status-related factor of any affected individual.

(b) A carrier may elect not to renew all group health benefit plans in the State.

(c) When a carrier elects not to renew all group health benefit plans in the State, the carrier:

(1) shall give notice of its decision to the affected individuals at least 180 days before the effective date of nonrenewal;

(2) at least 30 working days before that notice, shall give notice to the Commissioner; and

(3) may not write new business for groups in the State for a 5-year period beginning on the date of notice to the Commissioner.

(d) A health maintenance organization need not offer coverage to an individual who does not live, reside, or work within the health maintenance organization’s approved service areas.

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