There is a newer version of the Maryland Code
2010 Maryland Code
COMMERCIAL LAW
TITLE 12 - CREDIT REGULATIONS
Subtitle 6 - Retail Installment Sales
PART I. Definitions.
PART II. Installment Sales.
- Section 12-602 - False advertising prohibited.
- Section 12-603 - Discrimination prohibited.
- Section 12-604 - Form of installment sale agreement.
- Section 12-605 - Delivery of installment sale agreement and receipt; right to cancel.
- Section 12-606 - Disclosures required in installment sale agreement.
- Section 12-607 - Provisions not allowed in instruments.
- Section 12-608 - Catalog sale.
- Section 12-609 - Motor vehicles.
- Section 12-610 - Consumer goods - Maximum finance charge.
- Section 12-610.1 - Same - Refinancing of agreement at higher rate.
- Section 12-610.2 - Same - Change in finance charge prohibited.
- Section 12-611 - Same - Computation of finance charge; payment of installments; payment after assignment.
- Section 12-612 - Same - Prepayment.
- Section 12-613 - Insurance.
- Section 12-614 - Additional charges.
- Section 12-615 - Refund of deposit.
- Section 12-616 - Credit for recording and filing fees.
- Section 12-617 - Payments and receipts.
- Section 12-618 - Add-on contract.
- Section 12-619 - Extension of due date or deferral of payments.
- Section 12-620 - Prepayment.
- Section 12-621 - Statement of account.
- Section 12-622 - Cancellation of contract and release of security.
- Section 12-623 - Delinquency charge; attorney's fees and court costs.
- Section 12-624 - Repossession - Holder's right to repossess.
- Section 12-625 - Same - Buyer's right of redemption.
- Section 12-626 - Same - Resale of goods.
- Section 12-627 - Same - Discharge of agreement in absence of resale.
- Section 12-628 - Promissory note.
- Section 12-629 - Waiver by buyer invalid.
- Section 12-630 - Violation of subtitle.
- Section 12-631 - Jurisdiction of Commissioner of Financial Regulation.
PART III. Sales Finance Companies - Renewals, Extensions, or Refunds.
- Section 12-632 - Permitted transactions.
- Section 12-633 - Written agreement.
- Section 12-634 - Permitted charges.
- Section 12-635 - Prepayment.
PART IV. Penalties.
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