Maryland Transportation Section 13-110

      The Administration shall refuse to issue a certificate of title of a vehicle if:

            (1)      The application contains any false or fraudulent statement;

            (2)      The applicant has failed to furnish information or documents required by statute or regulations adopted by the Administration;

            (3)      Any required fee has not been paid;

            (4)      The applicant is not entitled to a certificate of title under the Maryland Vehicle Law; or

            (5)      The Administration has reasonable grounds to believe:

                  (i)      That the applicant is not the owner of the vehicle; or

                  (ii)      That the issuance of a certificate of title to the applicant would be a fraud against another person.