Maryland State Personnel and Pensions Section 27-405

      (a)      If a member's service is terminated by death and the member leaves no spouse, child under the age of 18 years, or designated beneficiary or beneficiaries, the member's accumulated contributions shall be paid to the member's estate.

      (b)      (1)      At the time of termination of service, or within 6 months thereafter, but before receiving payment of a retirement allowance, a former member may elect to withdraw in a single payment the former member's accumulated contributions from the dates of payment.

            (2)      If the former member elects to withdraw the accumulated contributions, the former member has no further rights under the Judges' Retirement System.