Maryland State Personnel and Pensions Section 22-402

      (a)      A member may retire with an early service retirement allowance if:

            (1)      on or before the date of retirement, the member:

                  (i)      has at least 25 but less than 30 years of eligibility service; and

                  (ii)      is less than 60 years old; and

            (2)      the member completes and submits a written application to the Board of Trustees stating the date when the member desires to retire.

      (b)      On retirement under this section, a member is entitled to an early service retirement allowance that equals one fifty-fifth of the member's average final compensation multiplied by the number of years of creditable service reduced by 0.5% for each month by which the member's date of retirement precedes the earlier of:

            (1)      the date the member will be 60 years old; or

            (2)      the date the member would have completed 30 years of eligibility service had the member continued employment.