Maryland Insurance Section 4-208

      (a)      This section does not apply to:

            (1)      lawfully procured surplus lines insurance; or

            (2)      insurance contracts that are independently procured through negotiations occurring entirely outside of the State and that are reported and on which the premium tax is paid under §§ 4-210 and 4-211 of this subtitle.

      (b)      An unauthorized insurer may not enforce an insurance contract effective in the State and entered into by the unauthorized insurer.