Maryland Insurance Section 3-306.1

      (a)      (1)      A diligent search required by § 3-306 of this subtitle shall be deemed completed if:

                  (i)      the insured or the surplus lines broker or insurance producer obtains declinations of a risk from three authorized insurers that are writing the particular kind and class of insurance in this State; and

                  (ii)      the declinations are included in the affidavit required under § 3-307 of this subtitle.

            (2)      In addition to the requirement of paragraph (1)(i) of this subsection, an insurance producer shall obtain a declination from each insurer for which the insurance producer has been appointed that the insurance producer knows, or should know, is actually writing on a broad basis the particular kind and class of insurance sought.

      (b)      A diligent search may not be required:

            (1)      for any coverage on a list of eligible surplus lines coverages compiled by the Commissioner; or

            (2)      if the diligent search is waived by a commercial insured in accordance with the process determined by the Commissioner.

      (c)      Notwithstanding the renewal provisions of § 3-306(c) of this subtitle, a diligent search shall be required for each renewal of a personal lines insurance policy written through a surplus lines insurer.