There is a newer version of the Maryland Code
Maryland Insurance Section 3-215
§ 3-215.
  (a)   Modification of the terms of the subscribers' agreement or power of attorney of a domestic reciprocal insurer shall be made jointly by the attorney in fact of the reciprocal insurer and the subscribers' advisory committee.
  (b)   A modification described in subsection (a) of this section is not effective retroactively and does not apply to an insurance contract issued before the modification.
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