Maryland Insurance Section 18-108

      (a)      If long-term care benefits are part of a life insurance policy or rider, the carrier shall provide a policy summary at the time of policy delivery.

      (b)      The policy summary required to be delivered under subsection (a) of this section shall include:

            (1)      information required to be included in an outline of coverage under § 18-106 of this title;

            (2)      an explanation of how the long-term care benefits interact with other components of the life insurance policy, including deductions from death benefits;

            (3)      an illustration of the amount of benefits, length of benefit, and guaranteed lifetime benefits if any, for each covered individual;

            (4)      any exclusions, reductions, or limitations on benefits of long-term care; and

            (5)      if applicable to the policy type:

                  (i)      a disclosure of the effects of exercising other rights under the policy;

                  (ii)      a disclosure of guarantees related to long-term care costs of insurance charges; and

                  (iii)      current and projected maximum lifetime benefits.