Maryland Insurance Section 17-301
§ 17-301.
  (a)   Except as provided in subsection (b) of this section, a policy of group life insurance may not be delivered in the State unless it contains in substance:
    (1)   the provisions of §§ 17-302 through 17-311 of this subtitle; or
    (2)   provisions that in the opinion of the Commissioner are:
      (i)   more favorable to the insureds; or
      (ii)   at least as favorable to the insureds and more favorable to the policyholder.
  (b)   (1)   Sections 17-307 through 17-311 of this subtitle do not apply to policies issued to a creditor to insure debtors of the creditor.
    (2)   The standard provisions required for individual life insurance policies do not apply to policies of group life insurance.
    (3)   If a policy of group life insurance is on a plan other than the term plan, the policy:
      (i)   shall contain a nonforfeiture provision that in the opinion of the Commissioner is equitable to the insured and the policyholder; but
      (ii)   need not contain the same nonforfeiture provisions required for individual life insurance policies.