Maryland Insurance Section 17-202

      (a)      Subject to the requirements of this section, a policy may be issued to a labor union, or similar employee organization, which shall be deemed to be the policyholder, to insure members of the union or organization for the benefit of persons other than the union or organization or any of its officials, representatives, or agents.

      (b)      The members eligible for insurance under the policy shall be all of the members of the union or organization, or all of any class or classes of members.

      (c)      (1)      The premium for the policy shall be paid either from funds of the union or organization, or from funds contributed by the insured members specifically for their insurance, or from both.

            (2)      Except as provided in paragraph (3) of this subsection, a policy on which no part of the premium is to be derived from funds contributed by the insured members specifically for their insurance must insure all eligible members, except those who reject the coverage in writing.

            (3)      An insurer may exclude or limit the coverage on any person as to whom evidence of individual insurability is not satisfactory to the insurer.