Maryland Insurance Section 15-414

      (a)      This section applies to:

            (1)      each group or blanket contract that:

                  (i)      is delivered or issued for delivery in the State;

                  (ii)      provides hospital, medical, or surgical benefits for employees or subscribers and their dependents; and

                  (iii)      allows an employee or subscriber to convert the coverage in the event of termination of employment or membership; and

            (2)      each group contract that:

                  (i)      is delivered or issued for delivery in the State by a nonprofit health service plan;

                  (ii)      provides hospital, medical, or surgical benefits for employees or members and their dependents; and

                  (iii)      allows an employee or member to convert the coverage in the event of termination of employment or membership.

      (b)      Each group contract subject to this section shall provide the same conversion rights and conditions to a covered dependent spouse of an employee, member, or subscriber that are provided to the covered employee, member, or subscriber, if the dependent spouse ceases to be a qualified family member because of divorce or the death of the employee, member, or subscriber.

      (c)      Conversion rights shall be provided under this section without a physical examination or statement of health.