There is a newer version of the Maryland Code
Maryland Insurance Section 15-1307
§ 15-1307.
  (a)   The actuarial value of benefits provided under individual health insurance coverage shall be calculated based on a standardized population and a set of standardized utilization and cost factors.
  (b)   A carrier shall submit any information the Commissioner may require to support and justify the carrier's calculations of actuarial values.
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