Maryland Insurance Section 15-1101

      (a)      Each nonprofit health service plan that issues or delivers a hospital insurance policy in the State shall offer a catastrophic health insurance policy.

      (b)      The catastrophic health insurance policy shall provide full coverage for the reasonable cost of necessary health care incurred by the insured up to $1,000,000.

      (c)      (1)      The catastrophic health insurance policy may provide for a deductible for each benefit period.

            (2)      The deductible may be satisfied by the insured's basic health insurance coverage or major medical health insurance coverage.