Maryland Insurance Section 15-10A-09

      (a)      The Commissioner shall adopt regulations to carry out this subtitle.

      (b)      In addition to the requirements of subsection (a) of this section, the Commissioner shall adopt by regulation a requirement that each carrier provide a mechanism in a form and manner that the Commissioner may require to enable a member to:

            (1)      be informed of the member's right to challenge a decision made by a carrier that resulted in the nonpayment of a health care service; and

            (2)      access the Consumer Education and Advocacy Program in the Administration.