Maryland Insurance Section 15-101

      This title does not apply to:

            (1)      a policy of liability or workers' compensation and employer's liability insurance;

            (2)      a group or blanket policy, except as otherwise provided in this title;

            (3)      reinsurance; or

            (4)      a life insurance, endowment, or annuity contract, or contract supplemental to a life insurance, endowment, or annuity contract that contains only those provisions relating to health insurance that:

                  (i)      provide additional benefits in case of dismemberment, loss of sight, or death by accident or accidental means;

                  (ii)      provide additional benefits for long-term home health care and long-term care in a nursing home or other related institution; or

                  (iii)      operate to safeguard the contract or supplemental contract against lapse or to provide a special surrender value, special benefit, or annuity in the event that the insured or annuitant becomes totally and permanently disabled, as defined by the contract or supplemental contract.