Maryland Insurance Section 12-305

Article - Insurance

§ 12-305.

      (a)      A claim for damage to property resulting from a motor vehicle accident may not be denied or payment of the claim delayed because the claimant, or another person, has a claim pending for bodily injury that may have arisen from the same or another accident.

      (b)      The amount payable for a claim for damage to property is due and owing immediately and shall be paid promptly by an insurer or by a self-insurer that is approved under § 17-103(a) of the Transportation Article if:

            (1)      the insurer or self-insurer has provided the coverage for the liable party; and

            (2)      there is no significant dispute about:

                  (i)      the liability for the payment of the full property damages; or

                  (ii)      the monetary amount of those damages, including:

                        1.      if claimed, an amount for the loss of the use of the motor vehicle; and

                        2.      the cost of obtaining an estimate of repairs.



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