Maryland Financial Institutions Section 7-208

      (a)      If an application for a certificate of authority is denied, the notification of the denial shall:

            (1)      Be in writing; and

            (2)      State the applicant's right to a hearing held in accordance with the Administrative Procedure Act.

      (b)      An applicant who seeks a hearing on an application denial shall file a written request for a hearing within 30 days following receipt of the notice of the applicant's right to a hearing.