Maryland Financial Institutions Section 5-1006

      In deciding whether to approve a branch of a banking institution, the Commissioner shall consider:

            (1)      If the branch is to be established in this State, whether the establishment of the branch will promote the public convenience;

            (2)      Whether the applicant has sufficient capital to support the branch; and

            (3)      Whether the applicant is generally operating in compliance with the provisions of this article.