Maryland Financial Institutions Section 12-924

      (a)      The Commissioner may conduct an on-site examination of a licensee with or without prior notice.

      (b)      The licensee shall pay all reasonably incurred costs directly related to an examination conducted under this section, including the travel expenses, lodging expenses, and a per diem for examiners.

      (c)      An on-site examination may be conducted in conjunction with an examination performed by a representative of a responsible supervisory agency of another state.

      (d)      (1)      The Commissioner, in lieu of an on-site examination, may accept the examination report of a responsible supervisory agency of another state.

            (2)      A report accepted under paragraph (1) of this subsection is considered for all purposes as an official report of the Commissioner.

      (e)      The Commissioner may:

            (1)      Examine all books, accounts, and records that the Commissioner determines are necessary to conduct a complete examination, including the books, accounts, and records in the possession of a subsidiary, affiliate, or other person that relate to the operation of and services provided by the licensee's debt management services business; and

            (2)      Examine under oath any owner, officer, director, principal, and employee of the licensee or any other individual who may provide information on behalf of the licensee.