Maryland Financial Institutions Section 12-702

      To qualify for supervision and examination, the applicant shall satisfy the Commissioner that the applicant:

            (1)      Is trustworthy and reputable;

            (2)      Has a good business reputation; and

            (3)      Has sufficient business experience, moral character, financial responsibility, and genuine fitness to:

                  (i)      Command the confidence of the public; and

                  (ii)      Warrant the belief that the business will be operated lawfully, honestly, fairly and efficiently.