Maryland Financial Institutions Section 1-209
§ 1-209.
  (a)   Only the State may enact a law which purports to regulate extensions of credit made by a financial institution.
  (b)   This section does not:
    (1)   Affect federal law preemption of State law;
    (2)   Restrict or otherwise affect local laws that establish property ownership or the rights and obligations of property owners;
    (3)   Restrict or otherwise affect a local government's ability to regulate its fiscal, economic, or community development policy;
    (4)   Restrict or otherwise affect a local government's ability to enact laws or adopt regulations relating to fair housing or other civil rights; or
    (5)   Restrict or otherwise affect a local government's ability to establish or administer loan programs to assist residents with financial needs.