Maryland Estates and Trusts Section 14-407

      (a)      The following form may be used to create a trust by transfer:

"Transfer Under the Maryland Discretionary Trust Act

      A. I, _______________ (name of transferor or name of representative capacity if a fiduciary), transfer the property described in paragraph D to the trustee named in paragraph B, and such trustee's successors, to be held in trust under the Maryland Discretionary Trust Act by the trustee for the benefit of the beneficiary named in paragraph C.

      B. 1. The trustee shall be ____________________ (name one or more).

            2. At any time when the trustee is unable to serve as trustee, the following persons shall succeed as trustee in the order named (specify who replaces whom for multiple trustees):

                  i.

                  ii.

                  iii.

      C. The beneficiary shall be ____________________________ (name one only)

      D. The trust property shall be:

            1.

            2.

      E. The trust shall terminate upon the first to occur of (check those applicable):

            1. ___ the death of the beneficiary

            2. ___ the following date: _________________________

            3. ___ the following event: ________________________

___________________________________________________________

      F. Upon termination, the remaining trust property shall be distributed to __________________________________________________ (name person or persons).

      G. Revocability (check one):

            1. ____ The transferor may revoke this trust.

            2. ____ The transferor may not revoke this trust.

Signature of transferor _______________________________

Date of execution _____________________________________

Signature of witness __________________________________

Date: ________________________________________________

Name of attorney preparing this statement of transfer:

_____________________________________________________

State of Maryland, _______________________________________:ss

      I hereby certify that on _______________ (fill in date) before me, a notary public of the State of Maryland, personally appeared _______________ (name of transferor) known to me, or satisfactorily proven, to be the person whose name is subscribed to the within instrument and who acknowledges that he/she (strike one) executed the same for the purposes therein contained.

Witness my hand and Notarial Seal.

____________________________________

Notary Public

My commission expires: ____________________."

      (b)      The following form may be used to create a trust by declaration:

"Declaration of Trust Under the Maryland Discretionary Trust Act

            A. I, _____________________ (name of property owner) declare that henceforth I as trustee will hold the property described in paragraph D in trust under the Maryland Discretionary Trust Act for the benefit of the beneficiary named in paragraph C.

            B. 1. At any time when I am unable to serve as trustee, the trustee shall be: ___________________________________________________ (name one or more)

            2. At any time when the trustee who succeeds me is unable to serve as trustee, the following persons shall succeed as trustee in the order named (specify who replaces whom for multiple trustees):

                  i. _________________________________

                  ii. ________________________________

                  iii. _______________________________

            C. The beneficiary shall be ______________________________.

            D. The trust property shall be:

                  1. ____________________________________________

                  2. ____________________________________________.

            E. The trust shall terminate upon the first to occur of (check those applicable):

                  1. _____ The death of the beneficiary

                  2. _____ The following date: ___________________

                  3. _____ The following event: __________________

            F. Upon termination, the remaining trust property shall be distributed to _______________________________ (name person or persons)

            G. Revocability (check one):

                  1. _____ The declarant may revoke this trust.

                  2. _____ The declarant may not revoke this trust.

Signature of declarant ________________________________________________

Date of execution _____________________________________________________

Signature of witness __________________________________________________

Date __________________________________________________________________

Name of attorney preparing this declaration:

____________________________________________________

State of Maryland, _____________________________________:ss

      I hereby certify that on __________ (fill in date) before me, a notary public of the State of Maryland, personally appeared _____________________ (name of declarant) known to me, or satisfactorily proven, to be the person whose name is subscribed to the within instrument and who acknowledges that he/she (strike one) executed the same for the purposes therein contained.

Witness my hand and Notarial Seal.

_________________________________

Notary Public

My commission expires: ______________________".