Maryland Education Section 4-105

      (a)      Each county board shall carry comprehensive liability insurance to protect the board and its agents and employees. The purchase of this insurance is a valid educational expense.

      (b)      The State Board shall establish standards for these insurance policies, including a minimum liability coverage of not less than $100,000 for each occurrence. The policies purchased under this section shall meet these standards.

      (c)      (1)      A county board complies with this section if it:

                  (i)      Is individually self-insured for at least $100,000 for each occurrence under the rules and regulations adopted by the State Insurance Commissioner; or

                  (ii)      Pools with other public entities for the purpose of self-insuring property or casualty risks under Title 19, Subtitle 6 of the Insurance Article.

            (2)      A county board that elects to self-insure individually under this subsection periodically shall file with the State Insurance Commissioner, in writing, the terms and conditions of the self-insurance.

            (3)      The terms and conditions of this individual self-insurance:

                  (i)      Are subject to the approval of the State Insurance Commissioner; and

                  (ii)      Shall conform with the terms and conditions of comprehensive liability insurance policies available in the private market.

      (d)      A county board shall have the immunity from liability described under § 5-518 of the Courts and Judicial Proceedings Article.