There is a newer version of the Maryland Code
Maryland Commercial Law Section 12-610.2
§ 12-610.2.
  A holder may not enter into a retail installment sales agreement, providing for an initial rate of finance charge pursuant to § 12-609(f) or § 12-610(3) of this subtitle, which contains a provision that permits the holder to increase or decrease the applicable rate of finance charge from time to time during the term of an agreement.
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