Maryland Commercial Law Section 12-1102

      (a)      A rental-purchase agreement that complies with this subtitle may not be deemed to be:

            (1)      A "retail sale", as defined in § 12-601(s) of this title;

            (2)      An "installment sale agreement", as defined in § 12-601(m) of this title; or

            (3)      A "security interest", as defined in § 1-201(37) of this article.

      (b)      This subtitle does not apply to:

            (1)      A rental-purchase agreement made primarily for business, commercial, or agricultural purposes, or made with governmental agencies, instrumentalities, or organizations;

            (2)      A rental of a safe deposit box;

            (3)      A lease or bailment of personal property that:

                  (i)      Is incidental to the rental of real property; and

                  (ii)      Provides that the consumer has no option to purchase the rented real property; or

            (4)      A lease of an automobile.