2012 Maine Revised Statutes
TITLE 10: COMMERCE AND TRADE
Chapter 210: FAIR CREDIT REPORTING ACT
10 §1319. Restrictions on investigative consumer reports

Part 3: REGULATION OF TRADE

§1319. Restrictions on investigative consumer reports

1. Inclusion of adverse information in subsequent report. Whenever a consumer reporting agency prepares an investigative consumer report, no adverse information in the consumer report, other than information which is a matter of public record, may be included in a subsequent consumer report unless such adverse information has been verified in the process of making such subsequent consumer report or the adverse information was received within the 3-month period preceding the date that subsequent report is furnished.

[ 1977, c. 677, §9 (AMD) .]

2. Report to be in writing. Each investigative consumer report shall be in writing, shall identify the sources of all information contained therein and shall be retained in the file of the consumer to whom it relates for a period of 2 years following its completion if it has been compiled or reported for employment purposes, or for a period of at least 6 months for other purposes. The sources of information in the file need not be disclosed to the consumer except pursuant to the process of discovery in a lawsuit.

[ 1977, c. 677, §9 (AMD) .]

SECTION HISTORY

1977, c. 514, (NEW). 1977, c. 677, §9 (AMD).