2020 Louisiana Laws
Revised Statutes
Title 22 - Insurance

CHAPTER 1. GENERAL PROVISIONS

PART I. TITLE, DEFINITIONS, CLASSIFICATIONS, AND OTHER REGULATORY MATTERS

SUBPART A. OFFICE OF THE INSURANCE COMMISSIONER; GENERAL DUTIES AND RESPONSIBILITIES

SUBPART B. COMPLIANCE WITH CODE REQUIRED; RULES AND REGULATIONS BY COMMISSIONER; QUALIFICATION REQUIRED

SUBPART C. EQUAL OPPORTUNITY IN INSURANCE

SUBPART D. INSURANCE IN GENERAL

CHAPTER 2. REQUIREMENTS FOR INSURERS AND OTHER RISK BEARING ENTITIES

PART I. KINDS OF INSURERS

SUBPART A. DOMESTIC INSURERS - GENERALLY

SUBPART B. DOMESTIC STOCK INSURERS

SUBPART C. DOMESTIC MUTUAL INSURERS

SUBPART D. DOMESTIC SERVICE INSURERS

SUBPART E. INDUSTRIAL INSURERS

SUBPART F. RECIPROCAL INSURERS

SUBPART G. NONPROFIT FUNERAL SERVICE ASSOCIATIONS

SUBPART H. MUTUAL INSURANCE HOLDING COMPANIES

SUBPART H-1. CONVERSIONS OF MUTUAL LIFE INSURERS AND MUTUAL LIFE INSURANCE HOLDING COMPANIES

SUBPART H-2. CONVERSIONS OF DOMESTIC MUTUAL NON-LIFE INSURERS AND MUTUAL INSURANCE HOLDING COMPANIES

SUBPART I. HEALTH MAINTENANCE ORGANIZATIONS

SUBPART J. FRATERNAL BENEFIT SOCIETIES

SUBPART J-1. HEALTH CARE SHARING MINISTRIES

SUBPART K. FOREIGN OR ALIEN INSURERS

SUBPART L. VEHICLE MECHANICAL BREAKDOWN INSURERS

SUBPART M. PROPERTY RESIDUAL VALUE INSURERS

SUBPART N. NONPROFIT BENEFICIARY ORGANIZATIONS AND RISK INDEMNIFICATION TRUSTS

SUBPART O. SURPLUS LINES

SUBPART P. GROUP SELF-INSURERS

SUBPART Q. RISK RETENTION GROUPS

SUBPART R.

TITLE INSURANCE

NOTE: §513 eff. until Jan. 1, 2021. See Acts 2020, No. 310.

NOTE: §519 eff. until Jan. 1, 2021. See Acts 2020, No. 310.

SUBPART S. CAPTIVE INSURERS

PART II. BUSINESS TRANSACTED WITH PRODUCER CONTROLLED INSURER LAW

PART III. FINANCIAL SOLVENCY AND REPORTING REQUIREMENTS

SUBPART A. FINANCIAL REPORTING REQUIREMENTS

SUBPART B. INVESTMENTS OF DOMESTIC INSURERS

SUBPART C. RISK-BASED CAPITAL FOR DOMESTIC INSURERS

SUBPART D. RISK-BASED CAPITAL FOR HEALTH ORGANIZATIONS

SUBPART E. REINSURANCE

SUBPART F. AUDITED FINANCIAL REPORTING

SUBPART G. INSURANCE HOLDING COMPANY REQUIREMENTS

SUBPART G-1. INSURANCE HOLDING COMPANY SYSTEM REGULATORY LAW

SUBPART G-2. RISK MANAGEMENT AND OWN RISKAND SOLVENCY ASSESSMENT

SUBPART G-3. CORPORATE GOVERNANCE ANNUAL DISCLOSURE ACT

SUBPART H. ADMINISTRATIVE SUPERVISION

PART IV. RESERVES

SUBPART A. LIFE INSURANCE RESERVES

SUBPART B. RESERVES FOR INSURANCE OTHER THAN LIFE

SUBPART C. SEPARATE ACCOUNTS

CHAPTER 3. DEPOSITS, ASSESSMENTS, FEES AND TAXES

PART I. GENERAL PROVISIONS

PART II. DEPOSITS

PART III. FEES

NOTE: See Acts 2020, No. 110, §6, about the provisions of the Act ceasing to be effective on July 1, 2022.

PART IV. TAXES AND EXEMPTIONS

CHAPTER 4. INSURANCE AND INSURANCE CONTRACT REQUIREMENTS BY TYPE OF INSURANCE

PART I. INSURANCE AND POLICY REQUIREMENTS IN GENERAL

PART II. LIFE INSURANCE AND ANNUITIES

SUBPART A. LIFE INSURANCE AND ANNUITIES IN GENERAL

SUBPART B. INDIVIDUAL LIFE

SUBPART C. GROUP LIFE

SUBPART D. INDIVIDUAL ANNUITIES

SUBPART E. GROUP ANNUITIES

PART III. HEALTH AND ACCIDENT COVERAGE

SUBPART A. HEALTH AND ACCIDENT INSURANCE; STANDARDS AND CONTRACT REQUIREMENTS IN GENERAL

SUBPART A-1. NETWORK ADEQUACY ACT

SUBPART A-2. NETWORK PROVIDER DIRECTORY ACCESSIBILITY AND ACCURACY ACT

SUBPART B. STATE MANDATED HEALTH BENEFITS

NOTE: §1028.2 as enacted by Acts 2019, No. 119, eff. Jan. 1, 2021.

NOTE: §1054.1 eff. Jan. 1, 2021. See Acts 2020, No. 222.

NOTE: §1058 eff. Jan. 1, 2021. See Acts 2020, No. 250.

SUBPART B-1. COVERAGE OF PRESCRIPTION DRUGS THROUGH A DRUG FORMULARY

SUBPART C. ASSURING PORTABILITY, AVAILABILITY, RENEWABILITY OF HEALTH INSURANCE COVERAGE

NOTE: §1077.2 as enacted by Acts 2019, No. 119, eff. Jan. 1, 2021.

SUBPART D. RATE REVIEW

SUBPART E. MEDICARE SUPPLEMENT MINIMUM STANDARDS

SUBPART F. HEALTHCARE COVERAGE FOR LOUISIANA FAMILIES PROTECTION ACT

SUBPART F-1. LOUISIANA GUARANTEED BENEFITS POOL

SUBPART G. DENTAL SERVICE CONTRACTORS

SUBPART H. DENTAL REFERRAL PLANS

SUBPART I. LONG-TERM CARE INSURANCE

SUBPART J. LOUISIANA HEALTH PLAN

NOTE: See

Subsection H and R.S. 22:1203(E)(2) regarding eff. date of this

NOTE: See

Subsection F and R.S. 22:1203(E)(2) regarding eff. date of this

NOTE: See

Subsection E and R.S. 22:1203(E)(2) regarding eff. date of this

NOTE: See

Subsection B and R.S. 22:1203(E)(2) regarding eff. date of this

SUBPART K. LIMITATIONS ON ASSIGNMENT OF OBLIGATIONS

SUBPART L. TRANSPLANT CENTERS

SUBPART M. LOUISIANA SAFETY NET HEALTH INSURANCE PROGRAM

SUBPART N. THE LOUISIANA DISCOUNT MEDICAL PLAN ACT

SUBPART O. PHYSICIAN AND PROVIDER NOTIFICATION OF PATIENTS IN HEALTH INSURANCE EXCHANGE GRACE PERIOD ACT

PART IV. PROPERTY AND CASUALTY

SUBPART A. INSURANCE AND CONTRACT REQUIREMENTS IN GENERAL

SUBPART B. VEHICLE

SUBPART B-1. PEER-TO-PEER CAR SHARING PROGRAM ACT

SUBPART C. FIRE AND EXTENDED COVERAGE (STANDARD FIRE POLICY)

SUBPART D. HOMEOWNERS' INSURANCE

NOTE: Terminated by Acts 2010, No. 1005, §1, eff. July 1, 2013.

SUBPART E. TRAVEL INSURANCE

SUBPART F. GLASS POLICIES

SUBPART G. CROP AND LIVESTOCK INSURANCE

SUBPART H. MARINE AND TRANSPORTATION (INLAND MARINE) INSURANCE

SUBPART I. STEAM BOILER AND SPRINKLER LEAKAGE INSURANCE

SUBPART J. LIABILITY

SUBPART K. CREDIT PROPERTY AND CASUALTY

SUBPART L. WORKERS' COMPENSATION INSURANCE

SUBPART M. MISCELLANEOUS INSURANCE

SUBPART N. FIDELITY AND SURETY INSURANCE

SUBPART O. RATE MAKING PROCEDURES AND ORGANIZATIONS

NOTE: §1475 eff. until Jan. 1, 2021. See Acts 2020, No. 53.

SUBPART P. USE OF CREDIT INFORMATION

PART V. COLLISION DAMAGE WAIVER LAW

CHAPTER 5. PRODUCERS AND OTHER REGULATED ENTITIES

PART I. PRODUCERS

SUBPART A. QUALIFICATIONS AND LICENSING

SUBPART B. PRELICENSE AND CONTINUING EDUCATIONAL PROGRAMS

SUBPART C. BAIL ENFORCEMENT AGENTS

SUBPART D. FINANCIAL INSTITUTION SALES

PART II. MANAGING GENERAL AGENT

PART III. THIRD-PARTY ADMINISTRATORS

NOTE: §1657.1 eff. Jan. 1, 2020. See Acts 2018, No. 371.

PART IV. CLAIMS ADJUSTERS

PART V. PUBLIC ADJUSTERS

PART VI. REINSURANCE INTERMEDIARY

PART VII. PROFESSIONAL EMPLOYER ORGANIZATIONS

PART VIII. MOTOR VEHICLE RENTAL INSURERS

PART VIII-A. PORTABLE ELECTRONICS INSURANCE

PART VIII-B. LIMITED LINES TRAVEL INSURANCE

PART IX. VIATICAL SETTLEMENTS

PART XI. REGISTRATION OF APPRAISERS FOR FIRE AND EXTENDED COVERAGE

PART XII. INSURANCE CONSULTANTS

CHAPTER 6. PAYMENT OF CLAIMS

PART I. LIFE INSURANCE CLAIMS PAYMENTS

PART II. HEALTH AND ACCIDENT INSURANCE CLAIMS PAYMENTS

SUBPART A. HEALTH AND ACCIDENT INSURANCE CLAIMS PAYMENTS - GENERAL PROVISIONS

SUBPART B. MEDICAL CLAIMS

NOTE: §1841 eff. Jan. 1, 2021. See Acts 2020, No. 276.

SUBPART B-1. MEDICAL CLAIMS FOR SERVICES PROVIDED THROUGH TELEHEALTH AND TELEMEDICINE

NOTE: §1842 eff. Jan. 1, 2021. See Acts 2020, No. 276.

NOTE: §1843 eff. Jan. 1, 2021. See Acts 2020, No. 276.

NOTE: §1844 eff. Jan. 1, 2021. See Acts 2020, No. 276.

SUBPART C. PHARMACY AND PHARMACIST CLAIMS

SUBPART C-1. PHARMACY BENEFIT MANAGER'S MAINTENANCE AND USE OF MAXIMUM ALLOWABLE COST LISTS FOR PRESCRIPTION DRUGS

NOTE §1867 as enacted by Acts 2019, No. 124, eff. July 1, 2020.

SUBPART D. HEALTH CARE CONSUMER BILLING AND DISCLOSURE PROTECTION ACT

PART III. PROPERTY AND CASUALTY INSURANCE CLAIMS PAYMENTS

CHAPTER 7. FRAUD AND UNFAIR TRADE PRACTICES

PART I. UNAUTHORIZED INSURANCE

PART II. INSURANCE FRAUD

NOTE: Pursuant to R.S. 22:1931.13, this

Section terminates on July 1, 2024.

PART III. UNAUTHORIZED INSURERS - FALSE ADVERTISING PROCESS LAW

PART IV. UNFAIR TRADE PRACTICES

CHAPTER 8. EXAMINATIONS AND INVESTIGATIONS

CHAPTER 9. REHABILITATION, LIQUIDATION, CONSERVATION

CHAPTER 10. GUARANTY FUNDS

PART I. LOUISIANA INSURANCE GUARANTY ASSOCIATION LAW

PART II. LOUISIANA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION FUNDS

CHAPTER 11. COMMISSIONS AND ASSOCIATIONS

PART I. FIRE INSURANCE PATROL ASSOCIATIONS

PART II. LOUISIANA AUTOMOBILE THEFT AND INSURANCE FRAUD PREVENTION AUTHORITY

PART III. LOUISIANA CONSORTIUM OF INSURANCE AND FINANCIAL SERVICES

PART IV. LOUISIANA HEALTH CARE COMMISSION

PART V. LOUISIANA PROPERTY AND CASUALTY INSURANCE COMMISSION

PART VI. LOUISIANA STATE UNIVERSITY HEALTH SCIENCES CENTER HEALTH MAINTENANCE ORGANIZATION

PART VII. LOUISIANA MANDATED HEALTH BENEFITS COMMISSION

PART VIII. LOUISIANA MANDATED HEALTH BENEFITS COMMISSION

CHAPTER 12. ADMINISTRATIVE ORDERS, HEARINGS AND APPEALS

CHAPTER 13. PILOT PROGRAMS AND DATABASES

PART I. PILOT PROGRAMS

PART II. UNINSURED MOTORIST IDENTIFICATION DATABASE

PART III. LOUISIANA BASIC HEALTH INSURANCE PILOT PROGRAMS

PART IV. CENTRAL DATABASE ON LIFE INSURANCE POLICIES

CHAPTER 14. JOINT LEGISLATIVE COMMITTEE ON INSURANCE

CHAPTER 15. LOUISIANA CITIZENS PROPERTY INSURANCE CORPORATION

PART I. LOUISIANA CITIZENS PROPERTY INSURANCE CORPORATION

PART II. FAIR AND COASTAL PLANS

CHAPTER 16. INSURE LOUISIANA INCENTIVE PROGRAM

PART I. INSURE LOUISIANA INCENTIVE PROGRAM

CHAPTER 17. INTERSTATE INSURANCE PRODUCT REGULATION COMPACT

CHAPTER 18. INTERNAL CLAIMS AND APPEALS PROCESS AND EXTERNAL REVIEW ACT

PART I. TITLE, DEFINITIONS, AND LICENSURE

PART II. INTERNAL CLAIMS AND APPEALS PROCESS

PART III. HEALTH INSURANCE ISSUER EXTERNAL REVIEW ACT

PART IV. COMPLIANCE, PENALTIES, AND OTHER REGULATORY MATTERS

CHAPTER 19. ELECTRONIC DELIVERY OF INSURANCE DOCUMENTS AND NOTICES

CHAPTER 20. LOUISIANA HEALTH INSURANCE INNOVATION AND STABILIZATION PROGRAM

PART I. STATE INNOVATION WAIVER

CHAPTER 21. INSURANCE DATA SECURITY

NOTE: Section heading and

Subsections A-E eff. Aug. 1, 2021. See Acts 2020, No. 283.