2011 Louisiana Laws
Revised Statutes
TITLE 6 — Banks and banking

• RS 6 — Title 6.banks and banking
• RS 6:1 — Title 6banks and banking
• RS 6:2 — General definitions
• RS 6:3 — Effect on existing banks
• RS 6:4 — Employment reference; release of certain information
• RS 6:5 — Public policy
• RS 6:101 — Establishment of office; commissioner
• RS 6:102 — Officers and employees; post-employment restriction
• RS 6:103 — Records of the office of financial institutions
• RS 6:121 — Regulatory powers; promulgation of rules and regulations
• RS 6:121.1 — Enforcement powers of commissioner
• RS 6:121.2 — Authority to obtain criminal history record information
• RS 6:121.3 — Guidance by commissioner; advisory opinions
• RS 6:121.4 — Addition of directors and executive officers of troubled state- chartered institutions and holding companies
• RS 6:121.5 — Application containing false information or misrepresentations
• RS 6:121.6 — Authority of the commissioner; nondepository institutions; emergencies
• RS 6:121.7 — Return of payment; imposition of fee
• RS 6:121.8 — Licensing systems
• RS 6:122 — Power to issue cease and desist orders
• RS 6:123 — Visitation and examination of state financial institutions
• RS 6:124 — Call reports; statement of financial condition
• RS 6:124.1 — Community reinvestment rating; acceptance of public funds
• RS 6:125 — Reports of financial condition
• RS 6:126 — Assessments on financial institutions; disposition of fees; creation of special fund
• RS 6:127 — Retention of records of financial institutions; microfilm
• RS 6:128 — Financial institutions' holidays; regulations
• RS 6:129 — Circulating rumor respecting condition of financial institution
• RS 6:130 — Relocation of main office
• RS 6:131 — Applicability
• RS 6:132 — Written decision; reasons; hearing
• RS 6:133 — Reconsideration of decision
• RS 6:134 — Judicial review; venue; effect
• RS 6:135 — Record filed with court
• RS 6:136 — Basis for judicial review
• RS 6:137 — Judicial review; test; burden
• RS 6:138 — Remand to the commissioner
• RS 6:201 — State banks
• RS 6:211 — Incorporation; number of incorporators, application for certificate of authority, filing fee; organization as a limited liability company
• RS 6:212 — Corporate name
• RS 6:213 — Articles of incorporation, filing, form, content; letter of acceptance for filing
• RS 6:214 — Investigation into proposed state bank
• RS 6:215 — Capital requirements; additional condition precedent
• RS 6:216 — Certificate of authority; issuance, refusal
• RS 6:217 — Effect of issuance of certificate of authority, filing requirements
• RS 6:218 — Expenses of organization and financing
• RS 6:219 — Bylaws
• RS 6:220 — Stockholders' agreements
• RS 6:231 — Method of amending articles generally
• RS 6:232 — Articles of amendment; contents and filing
• RS 6:233 — Restatement of articles
• RS 6:234 — Special amendment provisions
• RS 6:241 — General corporate powers
• RS 6:242 — Banking powers
• RS 6:243 — Immovable property; dealings
• RS 6:244 — Transfers by bank and other acts in contemplation of insolvency
• RS 6:245 — Changes in core business
• RS 6:251 — Classes of shares; fractional shares
• RS 6:252 — Issuance of shares; consideration
• RS 6:253 — Reservation of shares
• RS 6:254 — Convertible securities and stock-purchase rights
• RS 6:255 — Certificates of stock
• RS 6:256 — Transfer of shares
• RS 6:257 — Restriction on transfer of shares and other securities
• RS 6:261 — Accounting procedures
• RS 6:262 — Impairment of capital; special meeting; notice to restore capital; assessments against stockholders; voluntary restoration
• RS 6:263 — Dividends; stock purchased or redeemed; capital surplus required
• RS 6:271 — Stockholders' preemptive rights
• RS 6:272 — Stockholders' meetings
• RS 6:273 — Quorum
• RS 6:274 — Voting of stockholders
• RS 6:275 — Consent of stockholders
• RS 6:276 — Fixing record date
• RS 6:277 — Voting trusts
• RS 6:278 — Registered holder of shares
• RS 6:279 — Inspection of books and records of state banks; annual report to stockholders
• RS 6:281 — Board of directors; powers, number, term
• RS 6:282 — Board of directors; eligibility, election, oath
• RS 6:283 — Meetings of the board; quorum, written consent
• RS 6:284 — Committees of the board of directors
• RS 6:284.1 — Compliance review committees; privilege created
• RS 6:285 — Officers and agents; election, powers, duties
• RS 6:286 — Indemnification of officers, directors, employees, and agents
• RS 6:287 — Bond of officers and employees; insurance fund
• RS 6:288 — Interested directors; quorum
• RS 6:289 — Loans to executive officers and employees
• RS 6:290 — Directors' examinations
• RS 6:291 — Relation and liability of directors and officers to bank and bank holding company stockholders
• RS 6:292 — Directors or stockholders not participating in unlawful act
• RS 6:293 — Actions against directors and officers of banks and bank holding companies
• RS 6:301 — Cash reserves
• RS 6:302 — Depleted reserve; notice, penalty
• RS 6:303 — Sale and purchase of excess reserves; reports
• RS 6:311 — Types of accounts authorized to offer
• RS 6:312 — Alternative deposits; payment
• RS 6:313 — Withdrawal of money or property deposited by or for minors
• RS 6:314 — Trust deposits; death of depositor, payment
• RS 6:315 — Adverse claims to deposit; procedure, indemnifying bond
• RS 6:315.1 — Transfer of small deposits; death of depositor; affidavits required; penalties
• RS 6:316 — Pledge of deposit accounts; rights and remedies
• RS 6:317 — Ownership of deposited funds
• RS 6:318 — Letters of credit; use by banks
• RS 6:319 — Public funds deposits
• RS 6:321 — Access to safety deposit box leased by multiple persons
• RS 6:322 — Access to safety deposit box leased by corporation or unincorporated association
• RS 6:323 — Access to safety deposit box leased by trust estate
• RS 6:324 — Access to safety deposit box leased by a person or persons with designated agent or deputy
• RS 6:325 — Transfer of contents of safety deposit boxes, money and other property by bank to heirs or their representatives, executors, or administrators; authority
• RS 6:326 — Transfer of contents of safety deposit boxes, money and other property by bank to legal representatives of minors or interdicts; authority
• RS 6:327 — Abandonment of safety deposit box
• RS 6:328 — Access to safety deposit boxes by authorized persons; security procedures
• RS 6:331 — Repealed by acts 1993, no. 278, 1, eff. jan. 1, 1994.
• RS 6:332 — Attorney fiduciary accounts; overdraft notification to office of disciplinary counsel
• RS 6:333 — Disclosure of financial records; reimbursement of costs
• RS 6:334 — Foreclosure of mortgage
• RS 6:335 — Sharing of electronic financial terminals
• RS 6:336 — Legal and regulatory compliance; self-evaluations; privilege of results
• RS 6:337 — Duty of secured party upon payment of insurance claim for damage to mortgaged residential property
• RS 6:338 — Insurance settlement proceeds; return of excess funds; enforcement
• RS 6:351 — Authorization for mergers, consolidations, and share exchanges
• RS 6:352 — Merger or consolidation procedure
• RS 6:352.1 — Share exchange procedure
• RS 6:353 — Consolidation; articles of incorporation
• RS 6:354 — When merger or consolidation effective
• RS 6:355 — Effect of merger or consolidation
• RS 6:361 — National bank converting into state bank
• RS 6:362 — State bank converting into national bank
• RS 6:363 — Continuation of corporate entity; use of old name
• RS 6:364 — State bank converting into state stock savings and loan association
• RS 6:364.1 — Approval of conversion; effective date of conversion
• RS 6:364.2 — Effect of conversion from state bank into state stock savings and loan association
• RS 6:365 — Federal or state stock savings and loan association converting into a state-chartered bank or savings bank
• RS 6:365.1 — Merger or conversion of an existing financial institution
• RS 6:366 — Voluntary transfer of assets
• RS 6:367 — Voluntary purchase of assets and liabilities
• RS 6:371 — Voluntary liquidations and dissolutions of solvent banks with prior approval of commissioner
• RS 6:372 — Liquidation procedure
• RS 6:376 — Rights of a stockholder dissenting from certain actions
• RS 6:381 — Definitions
• RS 6:382 — Authority of commissioner to take possession and commence conservatorship of state bank
• RS 6:383 — Transfer of title to bank assets; extension of prescriptive periods
• RS 6:384 — Notice of conservatorship; effect
• RS 6:385 — Conservator's power to manage and control bank
• RS 6:386 — Objection to conservatorship
• RS 6:387 — Decision to liquidate bank or terminate conservatorship
• RS 6:391 — Commencement of receivership; confirmation of receiver
• RS 6:392 — Emergency sale of assets; purchase and assumption of assets
• RS 6:393 — Notice to creditors and depositors
• RS 6:394 — Payment of claims
• RS 6:394.1 — Right of set-off
• RS 6:395 — Distribution of assets
• RS 6:396 — Termination of executory contracts
• RS 6:397 — Subrogation to rights of bank depositors
• RS 6:398 — Liquidation procedures involving trust assets
• RS 6:399 — Destruction of records
• RS 6:400 — Discharge of receiver
• RS 6:401 — Exclusive procedures
• RS 6:411 — Prohibited practices; sanctions
• RS 6:412 — Unauthorized use of the word "bank" or similar words
• RS 6:412.1 — Soliciting using lender's name or customer loan information; restrictions; injunction; damages; attorney fees
• RS 6:413 — Prohibited use of the term "insured savings"
• RS 6:414 — Use of certain terms by persons other than financial institutions prohibited
• RS 6:414.1 — Derogatory statements regarding financial condition of financial institution prohibited; penalty
• RS 6:415 — Loans; restrictions; penalties
• RS 6:416 — Loan on pledge of own stock and pledge of own stock prohibited
• RS 6:417 — Unlawful solicitation or acceptance of gratuity or compensation by officer, director, or employee
• RS 6:418 — Pledge of assets to secure deposits; exceptions; penalty
• RS 6:419 — Receipt of deposits while insolvent
• RS 6:420 — False entries or reports; failure to exhibit books; reporting of criminal violations
• RS 6:421 — Overdrafts
• RS 6:422 — Excessive borrowings or repurchase agreements
• RS 6:423 — Check-cashing facility; location of business limited
• RS 6:451 — Miscellaneous financial institutions
• RS 6:452 — Loan production offices; power of commissioner to adopt rules and regulations
• RS 6:501 — Bank structure
• RS 6:502 — Repealed by acts 1988, no. 39, 2, eff. june 10, 1988.
• RS 6:503 — Repealed by acts 1988, no. 39, 2, eff. june 10, 1988.
• RS 6:504 — Branches in foreign countries
• RS 6:505 — Repealed by acts 1988, no. 39, 2, eff. june 10, 1988.
• RS 6:506 — Certificate of authority for branch office
• RS 6:507 — Closure of branch office
• RS 6:511 — Declaration of policy
• RS 6:512 — Definitions
• RS 6:513 — Prohibitions
• RS 6:514 — Penalties
• RS 6:515 — Administration
• RS 6:516 — Savings clause
• RS 6:517 — Minority stockholders' rights
• RS 6:521 — Prohibitions
• RS 6:531 — Declaration of policy
• RS 6:532 — Definitions
• RS 6:533 — Scope of part
• RS 6:534 — Law applicable to interstate bank branches; purpose
• RS 6:535 — Interstate acquisitions; filings with commissioner
• RS 6:536 — Interstate bank acquisitions, filings with commissioner
• RS 6:537 — Emergency acquisitions
• RS 6:537.1 — Parity provision
• RS 6:538 — Five-year continuous operation requirement
• RS 6:539 — Agency activities; prohibitions
• RS 6:540 — Authority to issue regulations; cooperative agreements; fees; enforcement
• RS 6:540.1 — Savings clause
• RS 6:540.2 — Construction with other laws
• RS 6:541 — Declaration of policy
• RS 6:542 — Definitions
• RS 6:543 — Limited exception to bank holding company acts
• RS 6:544 — Organization of financial service center banks
• RS 6:545 — Powers and functions
• RS 6:546 — Additional powers; rate export
• RS 6:547 — Additional requirements
• RS 6:548 — Interest rate parity; open-end credit
• RS 6:551.1 — Definitions
• RS 6:551.2 — Foreign banking activities; authorized
• RS 6:551.3 — Subsidiary bank; authorization
• RS 6:551.4 — Edge act or agreement corporation; authorization
• RS 6:551.5 — Location; limitation
• RS 6:551.6 — Filing requirements
• RS 6:551.7 — Requirements to operate; fees
• RS 6:551.8 — Application required; contents
• RS 6:551.9 — Approval or disapproval of application
• RS 6:551.10 — Certificate of authority; transfer prohibited; display required
• RS 6:551.11 — Renewal
• RS 6:551.12 — Revocation and surrender
• RS 6:551.13 — State agency; authorized actions
• RS 6:551.14 — State representative office; authorization; permitted activities
• RS 6:551.15 — State administrative office; authorization; permitted activities
• RS 6:551.16 — Branch banks and agencies
• RS 6:551.17 — State international banking facilities
• RS 6:551.18 — Purchase of real estate
• RS 6:551.19 — Paid-in capital; surplus; undivided profits
• RS 6:551.20 — Capital requirements
• RS 6:551.21 — Purchase of credit instruments
• RS 6:551.22 — Annual report and periodic reporting requirements
• RS 6:551.23 — Termination
• RS 6:551.24 — Rules and regulations
• RS 6:551.25 — Examination authority
• RS 6:551.26 — Asset pledge requirements
• RS 6:571 — General authority
• RS 6:572 — Definitions
• RS 6:573 — Organization
• RS 6:574 — Capital
• RS 6:575 — Powers
• RS 6:576 — New application, supervision, regulation, and examination of trust bank
• RS 6:577 — Trust companies chartered under prior law
• RS 6:578 — Affiliates
• RS 6:579 — Self-dealing
• RS 6:580 — Insurance coverage
• RS 6:581 — Capital notes or debentures
• RS 6:591 — Private trust company
• RS 6:592 — Requirements to apply for and maintain status as a private trust company
• RS 6:593 — Conversion to public trust company
• RS 6:601 — Investment in trust company facilities
• RS 6:602 — Other real estate
• RS 6:611 — Securities
• RS 6:612 — Transactions in trust company shares or participation shares
• RS 6:613 — Subsidiaries
• RS 6:614 — Mutual funds
• RS 6:615 — Engaging in commerce prohibited
• RS 6:621 — Borrowing limit
• RS 6:622 — Pledge of assets
• RS 6:623 — Fiduciary responsibility
• RS 6:624 — Reports of apparent crime
• RS 6:625 — Out-of-state activities
• RS 6:626 — Out-of-state trust companies
• RS 6:627 — Interstate supervision and regulation
• RS 6:641 — Credit unions
• RS 6:641.1 — Public policy
• RS 6:641.2 — Repealed by acts 1989, no. 495, 6.
• RS 6:642 — Amendments of act of incorporation; commissioner's approval
• RS 6:643 — Restriction of the use of term credit union
• RS 6:644 — Powers
• RS 6:645 — Membership
• RS 6:646 — Supervision by commissioner; suspension or revocation of charter; liquidation; reports; examination fees
• RS 6:646.1 — Involuntary dissolution; distribution of assets
• RS 6:647 — Fiscal year; meetings; regulations as to voting
• RS 6:648 — Elections; oath of office
• RS 6:649 — Directors; officers; compensation
• RS 6:649.1 — Relation and liability of directors and officers to a credit union and its members
• RS 6:649.2 — Actions against directors and officers of credit unions
• RS 6:650 — Credit committee
• RS 6:650.1 — Repealed by acts 1989, no. 495, 6.
• RS 6:650.2 — Educational committee
• RS 6:651 — Supervisory committee; examination and report
• RS 6:652 — Capital
• RS 6:652.1 — Types of capital
• RS 6:652.2 — Share and share certificate accounts as legal investments
• RS 6:652.3 — Members' share capital
• RS 6:653 — Shares of minors and in trust
• RS 6:653.1 — Trust deposits; death of depositor, payment
• RS 6:653.2 — Pledge of share accounts; rights and remedies
• RS 6:653.3 — Ownership of shares
• RS 6:653.4 — Death of member or account owner; transfer to succession representative, heirs, and legal representative
• RS 6:654 — Rates of interest
• RS 6:655 — Power to borrow
• RS 6:656 — Loans
• RS 6:657 — Repealed by acts 2001, no. 887, 2, eff. june 26, 2001.
• RS 6:658 — Dividends
• RS 6:659 — Expulsion and withdrawal of members
• RS 6:659.1 — Inactive accounts
• RS 6:660 — Voluntary dissolution
• RS 6:661 — Change of place of business
• RS 6:661.1 — Branch offices
• RS 6:662 — Taxation
• RS 6:662.1 — Fiscal agents and depositories
• RS 6:663 — Money deposited by minors
• RS 6:664 — Money deposited in a multiple party account
• RS 6:665 — Bylaws
• RS 6:666 — Constitutionality
• RS 6:667 — Conversion from federal to state and from state to federal credit union; division of assets
• RS 6:667.1 — Powers, privileges, and exemptions of federal credit unions
• RS 6:667.2 — Annual report
• RS 6:667.3 — Records as evidence
• RS 6:668 — Criminal penalties
• RS 6:669 — Short title
• RS 6:701 — Homestead and savings and loan
• RS 6:702 — Short title
• RS 6:703 — Definitions
• RS 6:704 — Organization
• RS 6:705 — Incorporation; articles of incorporation; content; bylaws
• RS 6:706 — Articles of incorporation; approval by the commissioner
• RS 6:707 — Capital stock; types of stock; consideration for issuance; security for loan
• RS 6:708 — Directors; number; qualifications; oath; vacancies
• RS 6:709 — Members or stockholders meeting
• RS 6:710 — Notice of meeting
• RS 6:711 — Organization meeting
• RS 6:712 — Corporate name
• RS 6:713 — Forfeiture of charter for nonuse
• RS 6:714 — Officers and agents; election, powers, duties
• RS 6:721 — Method of amending articles generally
• RS 6:722 — To 730 repealed by acts 1970, no. 234, 2.
• RS 6:731 — General powers of associations
• RS 6:741 — Authorized capital
• RS 6:742 — Miscellaneous provisions relative to capital and accounts
• RS 6:743 — Issuance of capital
• RS 6:744 — Shares, savings, and demand accounts; generally
• RS 6:745 — Cancellation of shares, savings accounts
• RS 6:746 — Issuance of shares or savings accounts for consideration other than cash
• RS 6:747 — Contract for savings programs
• RS 6:748 — Shares or demand deposits and savings accounts as legal investments and as security
• RS 6:748.1 — Public funds deposits; additional collateral
• RS 6:749 — Prescription on savings accounts
• RS 6:750 — Pledge of deposit accounts; rights and remedies
• RS 6:761 — Members of mutual associations
• RS 6:762 — Access to books and records
• RS 6:763 — Minors
• RS 6:764 — Authority relative to shares and savings accounts
• RS 6:765 — Shares or savings accounts payable to two or more persons; survivorship
• RS 6:766 — Accounts of administrators, executors, tutors, custodians, trustees and other fiduciaries
• RS 6:766.1 — Payable on death accounts
• RS 6:767 — Death of member or depositor
• RS 6:767.1 — Repealed by acts 1970, no. 234, 2.
• RS 6:768 — Transfer of contents of safety deposit boxes by an association to heirs, minors or interdicts, their legal representatives, executors or administrators; authority
• RS 6:769 — Access to safety deposit boxes held jointly or standing in the name of a corporation, unincorporated association, trust estate, agents, or others
• RS 6:770 — Abandonment of safety deposit box
• RS 6:781 — Indemnity bonds
• RS 6:782 — Depositories
• RS 6:783 — Indemnification of officers, directors, and employees
• RS 6:784 — Illegal loans
• RS 6:785 — Directors, employees and members not disqualified to make acknowledgments
• RS 6:786 — Relation and liability of directors and officers
• RS 6:787 — Actions against directors and officers
• RS 6:788 — To 790 repealed by acts 1970, no. 234, 2.
• RS 6:791 — Records
• RS 6:792 — Misdescriptions of assets; false entries
• RS 6:793 — Directors' examination of association
• RS 6:794 — Examination
• RS 6:795 — Repealed by acts 1970, no. 234, 2.
• RS 6:801 — Savings liability; demand deposit liability
• RS 6:802 — Contingent loss account
• RS 6:803 — Earnings; payment
• RS 6:804 — Casual deposits
• RS 6:805 — Withdrawal of savings accounts and shares
• RS 6:806 — Board to determine amounts to be withdrawn
• RS 6:807 — Amounts payable
• RS 6:808 — Insufficient funds; notices
• RS 6:809 — Board may prescribe rules
• RS 6:810 — Rights of withdrawing members
• RS 6:811 — New loans and payment of debts during existence of withdrawal list
• RS 6:812 — Commissioner's action may stop withdrawal procedure
• RS 6:813 — Prohibition against institution of action
• RS 6:814 — Redemption
• RS 6:822 — Loans and investments
• RS 6:823 — Appraisal
• RS 6:824 — Payments
• RS 6:824.1 — Late charges prohibited on certain payments
• RS 6:825 — Repealed by acts 1993, no. 280, 1, eff. oct. 1, 1993.
• RS 6:826 — Provision for taxes, insurance
• RS 6:827 — Repealed by acts 1993, no. 280, 1, eff. oct. 1, 1993.
• RS 6:828 — Loan expenses
• RS 6:829 — Repealed by acts 2003, no. 69, 1, eff. may 28, 2003.
• RS 6:830 — Security for loan on movable and immovable properties; purchase and sale of property
• RS 6:831 — Shares or savings accounts as additional security
• RS 6:832 — Immovables
• RS 6:833 — Conveyance of property securing loan
• RS 6:833.1 — Repealed by acts 1970, no. 234, 2.
• RS 6:834 — Solicitation or acceptance of gifts for making, or assisting in, procuring a loan
• RS 6:851 — Home office
• RS 6:852 — Branch office
• RS 6:853 — Closure of branch office
• RS 6:861 — Power to merge or consolidate; consent of commissioner; rules and regulations
• RS 6:862 — Merger; when effective
• RS 6:863 — Consolidation; when effective
• RS 6:864 — Effect of merger or consolidation
• RS 6:865 — Voluntary transfer of assets
• RS 6:866 — Commissioner may provide for members or stockholders to vote on plan
• RS 6:867 — Dissolution or liquidation
• RS 6:868 — Voluntary proceedings for dissolution
• RS 6:869 — Association continues as corporate entity for sole purpose of winding up affairs
• RS 6:870 — Powers of liquidating trustees
• RS 6:871 — Association subject to commissioner during liquidation
• RS 6:872 — Involuntary dissolution; generally
• RS 6:873 — Involuntary dissolution; commissioner shall take possession
• RS 6:874 — Involuntary dissolution; notice to creditors
• RS 6:875 — Involuntary dissolution; powers of commissioner; court approval
• RS 6:876 — Involuntary dissolution; inventory
• RS 6:877 — Involuntary dissolution; fees
• RS 6:878 — Involuntary dissolution; distribution of assets
• RS 6:879 — Involuntary dissolutions; creditors may not dispose of pledged securities
• RS 6:880 — Liquidation by federal corporation
• RS 6:881 — Commissioner may examine association
• RS 6:882 — Commissioner may order association to discontinue any illegal practice
• RS 6:883 — Conservator
• RS 6:884 — To 890 repealed by acts 1970, no. 234, 2.
• RS 6:891 — Foreign association defined
• RS 6:892 — Conduct of business in accordance with this part; certificate of authority and public necessity
• RS 6:893 — Certificate of authority; exceptions
• RS 6:894 — Certificate of authority; examination of qualifications
• RS 6:895 — Penalty for doing business without certificate of authority
• RS 6:896 — Issuance of certificate of authority; renewal annually
• RS 6:897 — Deposits as security; foreign association ceasing to do business in louisiana
• RS 6:898 — Supervision and examination
• RS 6:901 — Powers, privileges, and exemptions of federal associations
• RS 6:902 — Companion authority
• RS 6:903 — Additional companion authority
• RS 6:904 — Conversion into state-chartered association
• RS 6:905 — Limitation
• RS 6:906 — Conversions; locations
• RS 6:907 — Formation of savings and loan holding companies
• RS 6:911 — Repealed by acts 1993, no. 278, 1, eff. jan. 1, 1994.
• RS 6:912 — Additional foreign association fees
• RS 6:921 — Thrift and home financing organizations; exceptions
• RS 6:922 — Powers of attorney
• RS 6:923 — Exemption from security laws
• RS 6:924 — Holder of note may enforce
• RS 6:925 — Unlawful to destroy property
• RS 6:926 — Foreclosure of mortgage
• RS 6:927 — Communication from commissioner having effect of approval or order to be in writing and signed
• RS 6:928 — Right of commissioner to utilize courts
• RS 6:929 — Rights of association to contest decisions of commissioner
• RS 6:930 — Defamation of institutions prohibited; fine
• RS 6:931 — False statements and similar actions prohibited; fine
• RS 6:932 — Act of controlling
• RS 6:933 — Application to existing associations
• RS 6:937 — Dividends; requirements
• RS 6:938 — Power of state or federal mutual association to convert to capital stock association; procedures; approval of department required; minutes of meeting; succession
• RS 6:939 — Plan of conversion from mutual to capital stock association; mandatory and permissive requirements
• RS 6:940 — Acquisition of control over an existing association
• RS 6:941 — Restrictions on acquisition of control of capital stock associations
• RS 6:942 — Listing and assessment of capital stock; procedure; exemption
• RS 6:943 — Listing and assessing of stock; place
• RS 6:944 — Listing and assessing of stock; branch capital stock associations
• RS 6:945 — Listing and assessing of real estate of capital stock associations
• RS 6:946 — Listing and assessing of stock and real estate; payment of tax; recovery from stockholders
• RS 6:947 — Listing and assessing of stock; report by official
• RS 6:948 — Power of commissioner to issue rules, regulations, and orders to implement this chapter
• RS 6:949 — Savings and demand accounts of capital stock savings and loan associations and capital stock savings banks as legal investments
• RS 6:950.1 — Declaration of policy
• RS 6:950.2 — Definitions
• RS 6:950.3 — Scope of part; effective dates
• RS 6:950.4 — Applicability of commissioner's rules and regulations; operation of louisiana association subsidiaries by foreign corporations; reciprocal agreements; penalties
• RS 6:950.5 — Interstate acquisitions; filings with commissioner
• RS 6:950.6 — Prohibited acquisitions and activities
• RS 6:950.7 — Minority stockholders' rights
• RS 6:950.8 — Savings clause
• RS 6:951 — The motor vehicle sales finance act
• RS 6:952 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:953 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:954 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:955 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:956 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:956.1 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:956.2 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:957 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:958 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:959 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:960 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:961 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:962 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:963 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:964 — Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
• RS 6:965 — Scope and definitions
• RS 6:966 — Procedure
• RS 6:966.1 — Notice of repossession; contents; fees
• RS 6:967 — Appeal from order
• RS 6:968 — Repealed by acts 1974, no. 466, 3.
• RS 6:969.1 — Short title
• RS 6:969.2 — Scope
• RS 6:969.3 — Exclusions
• RS 6:969.4 — Waiver, agreement to forego rights
• RS 6:969.5 — Repealed by acts 2001, no. 1066, 1.
• RS 6:969.6 — Definitions
• RS 6:969.7 — Terms; construction; additional fees and charges
• RS 6:969.8 — Construction against implicit repeal
• RS 6:969.9 — Consumer loans
• RS 6:969.10 — Consumer credit sale
• RS 6:969.11 — Maximum charges after negotiations
• RS 6:969.12 — Maximum charges after maturity
• RS 6:969.13 — Leap years
• RS 6:969.14 — Variable rates
• RS 6:969.15 — Maximum delinquency charges
• RS 6:969.16 — Maximum deferral charges
• RS 6:969.17 — Charges for checks returned for insufficient funds
• RS 6:969.18 — Documentation and compliance fees; notary fees; transfer of equity and other fees; disclosure
• RS 6:969.19 — Right to prepay
• RS 6:969.20 — Rebates upon prepayment; prepayment charges; return of lien documents upon payment in full of the balance due
• RS 6:969.21 — Rebate after acceleration of maturity
• RS 6:969.22 — Attorney fees
• RS 6:969.23 — Collection and enforcement costs and expenses
• RS 6:969.24 — Use of multiple agreements
• RS 6:969.24.1 — Acts to lessen or eliminate competition prohibited
• RS 6:969.24.2 — Mandatory sales prohibited
• RS 6:969.25 — Consumer credit insurance
• RS 6:969.26 — Property insurance
• RS 6:969.27 — Existing insurance
• RS 6:969.28 — Limitations on insurance rates; contract requirements
• RS 6:969.29 — Choice of insurer
• RS 6:969.30 — Conditions applying to insurance provided by the extender of credit
• RS 6:969.31 — Cancellation of insurance; refund or credit upon cancellation
• RS 6:969.32 — Gain from insurance
• RS 6:969.33 — Effect of violations on rights of parties
• RS 6:969.34 — Guidance by commission; advisory opinions
• RS 6:969.35 — Authority to make consumer loans; assignees; authority to issue debt waiver or debt forgiveness agreements
• RS 6:969.36 — License not required
• RS 6:969.37 — Licensing procedures
• RS 6:969.38 — Denial, suspension, or revocation of licenses
• RS 6:969.39 — Investigations and complaints
• RS 6:969.40 — Powers of commission
• RS 6:969.41 — Fines imposed by the commission
• RS 6:969.42 — Venue for litigation or arbitration; choice of law
• RS 6:969.51 — Gap coverage; requirements
• RS 6:969.52 — Liability; contractual or insurance policies
• RS 6:969.53 — Cancellation
• RS 6:969.54 — Disclosures
• RS 6:970 — Extraordinary acquisitions of
• RS 6:971 — Approval of transaction; priorities
• RS 6:972 — Retention of branches
• RS 6:973 — Prohibited insurance activities
• RS 6:974 — Acquisition of state bank in impaired condition
• RS 6:975 — Repealed by acts 1972, no. 454, 3, eff. jan. 1, 1973.
• RS 6:1001 — Currency exchange services
• RS 6:1002 — Definitions
• RS 6:1003 — License; certificates
• RS 6:1004 — Application for license and change of control
• RS 6:1004.1 — License fees
• RS 6:1004.2 — Enforcement powers of the commissioner
• RS 6:1005 — Qualifications
• RS 6:1006 — Approval or denial of application
• RS 6:1007 — Change of name or location
• RS 6:1008 — Suspension or revocation of license; hearing; surrender of license; administrative fines
• RS 6:1009 — Regulation of fees; unreasonable fees; display of fees
• RS 6:1010 — Repealed by acts 2004, no. 370, 1.
• RS 6:1011 — Powers; limitations; prohibitions
• RS 6:1012 — Violations; criminal penalties; civil liability
• RS 6:1013 — Books of account; examinations
• RS 6:1014 — Rules and regulations
• RS 6:1015 — False advertising
• RS 6:1016 — Applicability
• RS 6:1031 — Sale of checks and money transmission
• RS 6:1032 — Definitions
• RS 6:1033 — License required
• RS 6:1034 — Exemption from licensing
• RS 6:1035 — Qualifications
• RS 6:1036 — Applications
• RS 6:1037 — Accompanying fee; statement and bonds
• RS 6:1038 — Investigation; granting of license
• RS 6:1038.1 — Temporary license; expiration; extension
• RS 6:1039 — Maintenance of bond
• RS 6:1040 — Annual renewal fee; delinquency charge
• RS 6:1041 — Agents and subagents
• RS 6:1042 — Liability of licensees
• RS 6:1043 — Disclosure of responsibility
• RS 6:1044 — Visitation and examination; revocation of license
• RS 6:1045 — Hearings
• RS 6:1046 — Penalties
• RS 6:1047 — Reports
• RS 6:1048 — Trust imposed on sales or transmission proceeds
• RS 6:1049 — List of financial institutions
• RS 6:1050 — Retention of surety bond
• RS 6:1051 — Notification of financial institutions; violations; penalties
• RS 6:1052 — Account; verification of license; cancellation; overdrafts
• RS 6:1053 — Significant developments; licensee's duty to report to commissioner
• RS 6:1054 — Change of control; notice; application; advisory opinion
• RS 6:1081 — Short title
• RS 6:1082 — Purpose
• RS 6:1083 — Definitions
• RS 6:1084 — Prohibition
• RS 6:1085 — Rules and regulations
• RS 6:1086 — Licensure requirement
• RS 6:1087 — Exemptions; annual registration statement; fees
• RS 6:1088 — Application for licensure; surety bond
• RS 6:1088.1 — Licensing system; authorization; fees; required use
• RS 6:1088.2 — Application for licensure; application and renewal fees
• RS 6:1088.3 — Application for renewal of license; restriction; late renewal fees
• RS 6:1088.4 — Information reporting
• RS 6:1089 — Name or location changes and closures; fees
• RS 6:1090 — Restrictions
• RS 6:1091 — Recordkeeping and retention; examinations; investigation of complaints; reports of conditions
• RS 6:1092 — Suspension and revocation of licensure; commissioner's interpretations; prohibitions
• RS 6:1092.1 — Costs of appeal
• RS 6:1092.2 — Validity of judgment; execution
• RS 6:1093 — Repealed by acts 2010, no. 743, 22b, eff. july 1, 2010.
• RS 6:1094 — Professional education required for licensure; continuing education
• RS 6:1094.1 — Testing of loan originators
• RS 6:1095 — Scope
• RS 6:1096 — Residential mortgage loans
• RS 6:1097 — Residential mortgage loan fees and charges; applicability of the louisiana consumer credit law
• RS 6:1098 — Residential mortgage loan brokerage contracts
• RS 6:1099 — Criminal penalties
• RS 6:1101 — Reverse mortgages; requirements
• RS 6:1102 — Counseling
• RS 6:1103 — Commitment and cooling off period
• RS 6:1104 — Reverse mortgage lender; duties to elders
• RS 6:1111 — Approval of rules and regulations
• RS 6:1121 — Credit agreements -- writing
• RS 6:1122 — Credit agreements to be in writing
• RS 6:1123 — Actions not considered agreements
• RS 6:1124 — No implied fiduciary obligations
• RS 6:1125 — To 1127 repealed by acts 1981, no. 873, 4, eff. oct. 1, 1981.
• RS 6:1131 — Louisiana savings banks
• RS 6:1132 — Policy and purposes
• RS 6:1133 — Administration
• RS 6:1134 — Applicability
• RS 6:1135 — Federal deposit insurance
• RS 6:1136 — Powers; parity with other financial institutions
• RS 6:1137 — Definitions
• RS 6:1138 — General corporate powers
• RS 6:1139 — Specific powers
• RS 6:1140 — Status as an irs qualified savings banks institution
• RS 6:1141 — Regulatory powers; promulgation of rules and regulations
• RS 6:1151 — Definitions
• RS 6:1152 — Implementation
• RS 6:1161 — Application for permit to organize
• RS 6:1162 — Content of application for permit to organize
• RS 6:1163 — Contents of articles of incorporation
• RS 6:1164 — Contents of bylaws
• RS 6:1165 — Permit to organize
• RS 6:1166 — Temporary organization and capital subscriptions
• RS 6:1167 — Certificate of organization; issuance; refusal
• RS 6:1168 — Repealed by acts 1993, no. 278, 1, eff. jan. 1, 1994.
• RS 6:1181 — Members
• RS 6:1182 — Annual and special meetings
• RS 6:1183 — Notice of meetings
• RS 6:1184 — Quorum of annual or special meetings
• RS 6:1185 — Voting
• RS 6:1186 — Record date for voting, dividend, and other purposes
• RS 6:1187 — Proxies
• RS 6:1188 — Directors
• RS 6:1189 — Bonds of officers and directors
• RS 6:1190 — Conduct of directors and officers
• RS 6:1191 — Relation and liability of directors and officers
• RS 6:1201 — Minimum capital for incorporation or conversion
• RS 6:1202 — Types of capital; personal property
• RS 6:1203 — Capital stock; nature
• RS 6:1204 — Capital stock; authorization of issuance
• RS 6:1205 — Who may hold capital
• RS 6:1206 — Capital maintenance
• RS 6:1207 — Dividends; capital surplus required
• RS 6:1208 — Loans or discounts on capital stock
• RS 6:1208.1 — Applicability of statute, rules and regulations
• RS 6:1221 — Underwriting
• RS 6:1222 — Investment in loans
• RS 6:1223 — Other investments
• RS 6:1224 — Calculation of interest; postpayments and prepayments
• RS 6:1225 — General loan contract provisions
• RS 6:1226 — Modification agreements
• RS 6:1227 — Sale, assignment, and servicing of loans and contracts
• RS 6:1228 — Purchase of real estate at judicial sale
• RS 6:1229 — Immovable property; dealings
• RS 6:1229.1 — Applicability of rules and regulations
• RS 6:1230 — Purchases of real estate for office and rental purposes
• RS 6:1231 — Usury law inapplicable
• RS 6:1232 — Prohibited loans
• RS 6:1233 — Effect of unauthorized investments
• RS 6:1234 — Acknowledgments
• RS 6:1235 — Loans to one borrower
• RS 6:1236 — Commissioner's regulations
• RS 6:1237 — Change in control
• RS 6:1251 — Withdrawable accounts; general definitions
• RS 6:1252 — Prohibited activities
• RS 6:1253 — Withdrawable accounts
• RS 6:1254 — Issuance, delivery, and transfer of certificates and account books
• RS 6:1255 — Joint account; trust account; payment on death account
• RS 6:1256 — Effect of payment to minor or fiduciary
• RS 6:1257 — Payment on legal disability or death of holder in holder's own right of a withdrawable account
• RS 6:1258 — Voluntary withdrawal of accounts
• RS 6:1259 — Enforced retirement of withdrawable accounts
• RS 6:1260 — Authorized charges
• RS 6:1261 — Withdrawable accounts subject to liens
• RS 6:1262 — Demand deposits; checking account
• RS 6:1263 — Payment of interest
• RS 6:1264 — Holders of withdrawable accounts
• RS 6:1271 — Amendment of articles
• RS 6:1272 — Repealed by acts 2003, no. 577, 2, eff. june 27, 2003.
• RS 6:1273 — Repealed by acts 2003, no. 577, 2, eff. june 27, 2003; acts 2003, no. 17, 1, eff. may 23, 2003; acts 2003, no. 60, 1, eff. may 23, 2003.
• RS 6:1274 — Repealed by acts 2003, no. 577, 2, eff. june 27, 2003.
• RS 6:1275 — Effect upon existing articles and bylaws
• RS 6:1276 — Merger; adoption of plan
• RS 6:1277 — Merger; vote of approval
• RS 6:1278 — Merger; commissioner's certificate
• RS 6:1279 — Effect of merger
• RS 6:1280 — Merger; commissioner's expenses
• RS 6:1281 — Sale of assets
• RS 6:1282 — Procedure to effect sale of all assets
• RS 6:1283 — Authority to form a bridge charter
• RS 6:1284 — Conversion of an existing financial institution to a savings bank
• RS 6:1285 — Emergency merger
• RS 6:1286 — Emergency sale of assets
• RS 6:1301 — Powers of commissioner
• RS 6:1302 — Examination
• RS 6:1303 — Examiners
• RS 6:1304 — Report of examination
• RS 6:1305 — Failure to comply with commissioner's report of examination; publication of reports
• RS 6:1306 — Orders of the commissioner
• RS 6:1307 — Recordkeeping and retention of records by a savings bank
• RS 6:1308 — Disclosure of examination reports and other reports
• RS 6:1309 — Examination of data processing centers
• RS 6:1310 — Annual directors' examinations
• RS 6:1311 — Unsafe and unsound; orders of prohibition and removal
• RS 6:1312 — Cease and desist proceedings
• RS 6:1313 — Procedure upon the impairment of capital
• RS 6:1314 — Administrative review
• RS 6:1321 — Conservatorships of savings banks
• RS 6:1322 — Involuntary liquidation procedures
• RS 6:1331 — Affirmative action to correct conditions resulting from violations of law, regulations, orders, or from practices
• RS 6:1332 — Cease and desist; books and records
• RS 6:1333 — Removal and prohibition authority
• RS 6:1334 — Industry-wide prohibition
• RS 6:1335 — Institution-affiliated party
• RS 6:1336 — Civil money penalties
• RS 6:1337 — Effect of termination or resignation of an institution-affiliated party
• RS 6:1338 — Unauthorized participation by convicted individual
• RS 6:1339 — Perjury; false statements
• RS 6:1340 — False advertising
• RS 6:1341 — Prohibitive practices; additional
• RS 6:1351 — Professional services to federally
• RS 6:1352 — Professional liability
• RS 6:1353 — Officers and directors
• RS 6:1354 — Imposition of greater standards; liability
• RS 6:1361 — Automated teller machines/night
• RS 6:1362 — Intent; scope; effect
• RS 6:1363 — Definitions
• RS 6:1364 — Compliance required
• RS 6:1365 — Lighting standards
• RS 6:1366 — Landscape and vegetation standards
• RS 6:1367 — Notice of customer safety information
• RS 6:1371 — Repealed by acts 2010, no. 743, 3, eff. july 1, 2010.
• RS 6:1372 — Repealed by acts 2010, no. 743, 3, eff. july 1, 2010.
• RS 6:1373 — Repealed by acts 2010, no. 743, 3, eff. july 1, 2010.
• RS 6:1374 — Repealed by acts 2010, no. 743, 3, eff. july 1, 2010.
• RS 6:1375 — Repealed by acts 2010, no. 743, 3, eff. july 1, 2010.