2009 Louisiana Laws TITLE 22 Insurance :: RS 22:881.1 Redesignated as r.s. 22:890(b) and (f) through (p) by acts 2010, no. 375, §2, eff. jan. 1, 2011.

§881.1.  Certificates of insurance

A.  For the purposes of this Section:

(1)  "Certificate of insurance", as used by property and casualty insurers, shall mean any document issued by or on behalf of an insurer to a third party who has not contracted with the insurer to purchase an insurance policy and is provided for informational purposes only to advise a third party of the existence and limits of insurance coverage issued to the named insured.

(2)  "Insurance producer" shall have the same definition as set forth in R.S. 22:1542.

B.  No property or casualty insurer or insurance producer may issue a certificate of insurance or any other type of document purporting to be a certificate of insurance that will affirmatively or negatively alter, amend, or extend the coverage provided by the referenced insurance policy.  A certificate of insurance shall also not convey any contractual rights to the certificate holder.

C.  Any insurer or insurance producer acting on behalf of the insurer issuing a certificate of insurance shall be authorized to use only the standard ACORD or ISO Form "Certificate of Insurance" or other form filed with and approved by the commissioner of insurance.

D.  Pursuant to the Administrative Procedure Act, the commissioner of insurance may adopt reasonable rules and regulations as are necessary or proper to carry out the purposes of this Section.

Acts 2009, No. 335, §1.