2006 Louisiana Laws - RS 22:1244 — Automobile insurance policies

§1244.  Automobile insurance policies

A.  Any person who with an intent to injure, defraud, or deceive any insurance company:

(1)  Knowingly causes or participates in a vehicular collision, or any other vehicular accident, for the purpose of presenting any false or fraudulent claim;

(2)  Knowingly presents or causes to be presented multiple claims for the same loss or injury, including presentation of multiple claims to more than one insurer, with an intent to defraud; or

(3)  Engages in any of the actions or activities described in R.S. 22:1243, relative to insurance policies in general; is guilty of a felony and shall be subjected to a term of imprisonment, with or without hard labor, not to exceed five years or  a fine not to exceed five thousand dollars, or both, and payment of restitution to the victim company of any insurance payments to the defendant that the court determines was not owed and the costs incurred by the victim company associated with the evaluation and defense of the fraudulent claim, including but not limited to the investigative costs, attorney fees, and court costs.

B.  The criminal provisions of this Section shall be investigated, enforced, or prosecuted only by the proper law enforcement and prosecutorial agencies.  

C.  The provisions of this Section shall not extinguish any civil cause of action in favor of the victim company, but shall reduce any civil judgment by any restitution actually received by the company under this Section.

Acts 1992, No. 707, §2; Acts 2005, No. 450, §1.