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2006 Kentucky Revised Statutes - Subtitle 15. Life Insurance
- .010 Scope of Subtitle 15.
- .020 Definitions.
- .030 "Ordinary" and "industrial" insurance construed.
- .035 Securities Act of Kentucky not preempted by subtitle.
- .040 Standard provisions required.
- .045 Letter of acceptance and financing agreement to be part of college life insurance policy.
- .050 Payment of premiums -- Return of policy.
- .060 Grace period.
- .070 Entire contract.
- .080 Incontestability.
- .090 Misstatement of age or sex.
- .100 Dividends.
- .110 Policy loans.
- .115 Life insurance policy loan interest rates.
- .120 Table of installments.
- .130 Reinstatement.
- .140 Repealed, 1994.
- .150 Beneficiary, industrial policies.
- .160 Title.
- .170 Excluded or restricted coverage.
- .180 Standard provisions -- Annuity and pure endowment contracts.
- .190 Grace period -- Annuities.
- .200 Incontestability -- Annuities.
- .210 Entire contract -- Annuities.
- .220 Misstatement of age or sex -- Annuities.
- .230 Dividends -- Annuities.
- .240 Reinstatement -- Annuities.
- .250 Standard provisions -- Reversionary annuities.
- .260 Limitation of liability.
- .270 Incontestability, limitation of liability after reinstatement.
- .280 Prohibited provisions.
- .290 Provisions required by law of other jurisdiction.
- .300 Short title.
- .310 Nonforfeiture provisions.
- .312 Policies without cash surrender value.
- .315 Standard Nonforfeiture Law for Individual Deferred Annuities.
- .320 Cash surrender value.
- .322 Notification of insured of cash surrender value.
- .330 Paid-up nonforfeiture benefits.
- .340 Adjusted premiums.
- .342 Adjusted premiums operative at option of insurer or on January 1, 1989.
- .344 Executive director's approval.
- .350 Calculation of cash surrender value and paid-up nonforfeiture benefit of certain policies on default.
- .352 Cash surrender value -- Nonforfeiture factor.
- .360 Exceptions.
- .365 Standard Nonforfeiture Law for Individual Deferred Annuities of 2005.
- .370 Disposition of miscellaneous proceeds.
- .380 Participating, nonparticipating policies -- Right to issue.
- .390 Pension, retirement, profit-sharing, life insurance or annuity agreements -- Separate accounts.
- .400 Prohibited policy plans.
- .410 Minimum reserves.
Viatical Settlements
- .700 Licensing requirements governing viatical settlement providers and brokers -- Contracts -- Executive director's approval required -- Forms.
- .705 Executive director's authority to examine -- Retention and inspection of records.
- .708 Emergency cease and desist order when public health, safety, or welfare is endangered -- Fee.
- .709 Remedies of office and of persons damaged by viatical settlement violations.
- .710 Viatical settlement provider's duties of disclosure to viator.
- .715 Requirements for viatical settlement contracts.
- .716 Violation due to time of contract -- Conditions -- Procedure -- Satisfaction of requirements.
- .717 Circumstances under which viatical settlement transactions are unlawful -- Required statement regarding false information -- Furnishing information regarding fraudulent viatical acts.
- .718 Requirements governing execution of viatical settlement contracts.
- .720 Powers of executive director.
- .725 KRS 304.15-020 and KRS 304.15-700 to 304.15-720 subject to Subtitle 12 of this chapter.
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