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2024 Kansas Statutes
Chapter 9 - Banks And Banking; Trust Companies
Article 22 - Mortgage Business
- 9-2201 Definitions.
- 9-2202 Organizations, entities and individuals exempt from licensure.
- 9-2203 License required to conduct mortgage business; mortgage business at remote locations, requirements; registration required for a loan originator; penalty; statute of limitations for prosecution.
- 9-2204 Application for license for mortgage company; application for registration for loan originator; content; incomplete application.
- 9-2205 License or registration; renewal; fees, late fees, uses.
- 9-2206 Application denied; application abandoned; appeal.
- 9-2207 Denial, suspension or revocation of license or registration; notice; disciplinary proceedings.
- 9-2208 Availability of evidence of licensure; providing notice of certain information to consumer; contents; advertising or solicitation disclosures.
- 9-2209 Powers and duties of state bank commissioner; orders to appear before commissioner; other remedies available to consumers.
- 9-2210 Fees; disposition.
- 9-2211 Bonding requirements; positive net worth requirements.
- 9-2212 Prohibited acts for persons licensed or registered under act.
- 9-2213 Time limit for deposit of escrow funds; records required.
- 9-2214 Ownership of documents.
- 9-2215 Change in licensee's business; notice.
- 9-2216 Retention of records; time period; inspection of records; security of records; preservation of records.
- 9-2216a Annual written report; penalty; consumer education fund; confidentiality of information in such report.
- 9-2217 Confidentiality of examination reports; exceptions.
- 9-2218 Cease and desist orders; civil fines.
- 9-2219 Injunction.
- 9-2220 Citation of act; severability clause.
- 9-2221 Computation of any period of time under act.
- 9-2222 Electronic writings or signatures authorized.
- 9-2223 Applicability of provisions to covered transactions.
- 9-2224 Restrictions on interest in land as security; violation.
- 9-2225 Waiver or agreement to forego rights; settlement of claims; authorization to confess judgment prohibited; authorization in violation of section is void.
- 9-2226 Effect of violations on rights of parties; cause of action by consumer; correction of error by mortgage company; reimbursement of fees and costs.
- 9-2227 Right to prepay unpaid balance of covered transaction.
- 9-2228 Limitation on periodic finance charge for covered transactions and prepaid finance charges.
- 9-2229 Additional charges allowed.
- 9-2230 Late fees authorized; limitation.
- 9-2231 Loans secured by mortgages on consumer's principal residence; negative amortization and balloon payments prohibited.
- 9-2232 Appraisals required; notice to consumer of high loan-to-value mortgage; refund of certain fees after consumer withdrawals from covered transaction.
- 9-2233 Enforcement of default provision in agreement.
- 9-2234 Cure of default and notice of right to cure; surrender of collateral by consumer; possession of collateral by mortgage company.
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