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2024 Kansas Statutes
Chapter 16a - Consumer Credit Code
Article 2 - Finance Charges And Related Provisions
16a-2-310 Prohibited acts by persons under this act.

Universal Citation:
KS Stat § 16a-2-310 (2024)
Learn more This media-neutral citation is based on the American Association of Law Libraries Universal Citation Guide and is not necessarily the official citation.
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16a-2-310. Prohibited acts by persons under this act.
No person required to be licensed or required to be a consumer credit filer under this act shall directly or indirectly:

(a) Delay closing of a loan for the purpose of increasing interest, costs, fees or charges payable by the borrower;

(b) misrepresent the material facts or make false promises intended to influence, persuade or induce a consumer to enter into a loan;

(c) misrepresent to or conceal from an applicant for a loan, a guarantor or a lender, material facts, terms or conditions of a transaction to which the person required to be licensed or required to be a consumer credit filer is a party;

(d) engage in any transaction, practice or business conduct that is not in good faith or that operates a fraud upon any person in connection with any consumer credit transaction;

(e) transfer, assign or attempt to transfer or assign, a license to any other person or assist or aid and abet any person who does not hold a valid license under this act in engaging in conduct requiring a license;

(f) solicit or enter into a contract with a borrower that provides in substance that the person required to be licensed or required to be a consumer credit filer may earn a fee or commission through best efforts to obtain a loan even though no loan is actually obtained for the borrower; or

(g) fail to comply with the uniform consumer credit code, or rules and regulations promulgated thereunder or fail to comply with any other state or federal law, including the rules and regulations promulgated thereunder, applicable to any business authorized or conducted under the uniform consumer credit code.

History: L. 2009, ch. 29, § 3; L. 2024, ch. 6, § 48; January 1, 2025.

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