There is a newer version of the Iowa Code
2009 Iowa Code
Title 13 - Commerce
Subtitle 3 - Money and Credit
CHAPTER 537 - CONSUMER CREDIT CODE
- 537.1101 - SHORT TITLE.
- 537.1102 - PURPOSES -- RULES OF CONSTRUCTION.
- 537.1103 - LAW APPLICABLE.
- 537.1104 - CONSTRUCTION.
- 537.1105 AND 537.1106
- 537.1107 - WAIVER -- AGREEMENT -- SETTLEMENT.
- 537.1108 - EFFECT ON ORGANIZATIONS.
- 537.1109
- 537.1110 - OBLIGATION OF GOOD FAITH.
- 537.1201 - TERRITORIAL APPLICATION.
- 537.1202 - EXCLUSIONS.
- 537.1203 - JURISDICTION -- SERVICE OF PROCESS.
- 537.1301 - GENERAL DEFINITIONS.
- 537.1302 - DEFINITION -- TRUTH IN LENDING ACT.
- 537.1303 - OTHER DEFINED TERMS.
- 537.2101 - SHORT TITLE.
- 537.2102 - SCOPE.
- 537.2201 - FINANCE CHARGE FOR CONSUMER CREDIT SALES NOT PURSUANT TO OPEN END CREDIT.
- 537.2202 - FINANCE CHARGE FOR CONSUMER CREDIT SALES PURSUANT TO OPEN END CREDIT.
- 537.2301 - AUTHORITY TO MAKE SUPERVISED LOANS.
- 537.2302
- 537.2303 - REVOCATION OR SUSPENSION OF LICENSE.
- 537.2304 - RECORDS -- ANNUAL REPORTS.
- 537.2305 - EXAMINATIONS AND INVESTIGATIONS.
- 537.2306
- 537.2307 - RESTRICTIONS ON INTEREST IN LAND AS SECURITY.
- 537.2308 - REGULAR SCHEDULE OF PAYMENTS -- MAXIMUM LOAN TERM.
- 537.2309 - NO OTHER BUSINESS FOR PURPOSE OF EVASION.
- 537.2310 - CONDUCT OF BUSINESS OTHER THAN MAKING LOANS.
- 537.2401 - FINANCE CHARGE FOR CONSUMER LOANS NOT PURSUANT TO OPEN-END CREDIT.
- 537.2402 - FINANCE CHARGE FOR CONSUMER LOANS PURSUANT TO OPEN-END CREDIT.
- 537.2403 - FINANCE CHARGE FOR CONSUMER LOANS SECURED BY A MOTOR VEHICLE.
- 537.2501 - ADDITIONAL CHARGES.
- 537.2502 - DELINQUENCY CHARGES.
- 537.2503 - DEFERRAL CHARGES.
- 537.2504 - FINANCE CHARGE ON REFINANCING.
- 537.2505 - FINANCE CHARGE ON CONSOLIDATION.
- 537.2506 - ADVANCES TO PERFORM COVENANTS OF CONSUMER.
- 537.2507 - ATTORNEY'S FEES.
- 537.2508 - CONVERSION TO OPEN END CREDIT.
- 537.2509 - RIGHT TO PREPAY.
- 537.2510 - REBATE UPON PREPAYMENT.
- 537.2601 - CHARGES FOR OTHER CREDIT TRANSACTIONS.
- 537.2602
- 537.3101 - SHORT TITLE.
- 537.3102 - SCOPE.
- 537.3201 - COMPLIANCE WITH TRUTH IN LENDING ACT.
- 537.3202 - CONSUMER LEASES.
- 537.3203 - NOTICE TO CONSUMER.
- 537.3204 - NOTICE OF ASSIGNMENT.
- 537.3205 - CHANGE IN TERMS OF OPEN-END CREDIT ACCOUNTS.
- 537.3206 - RECEIPT -- STATEMENTS OF ACCOUNT -- EVIDENCE OF PAYMENT -- CREDITS.
- 537.3207 - FORM OF INSURANCE PREMIUM LOAN AGREEMENT.
- 537.3208 - NOTICE TO COSIGNERS AND SIMILAR PARTIES.
- 537.3209 - ADVERTISING.
- 537.3210 - PROHIBITED STATEMENTS RELATING TO RATES.
- 537.3211 - NOTICE OF CONSUMER PAPER.
- 537.3212 - NOTICE OF METHODS OF FINANCING AND RATES.
- 537.3301 - SECURITY IN CONSUMER CREDIT TRANSACTIONS.
- 537.3302 - CROSS-COLLATERAL.
- 537.3303 - DEBT SECURED BY CROSS-COLLATERAL.
- 537.3304 - USE OF MULTIPLE AGREEMENTS.
- 537.3305 - NO ASSIGNMENT OF EARNINGS.
- 537.3306 - AUTHORIZATION TO CONFESS JUDGMENT PROHIBITED.
- 537.3307 - CERTAIN NEGOTIABLE INSTRUMENTS PROHIBITED.
- 537.3308 - BALLOON PAYMENTS.
- 537.3309 - REFERRAL SALES AND LEASES.
- 537.3310 - LIMITATIONS ON EXECUTORY TRANSACTIONS.
- 537.3311 - DISCRIMINATION PROHIBITED.
- 537.3401 - RESTRICTION ON LIABILITY IN CONSUMER LEASE.
- 537.3402 - LIMITATION ON DEFAULT CHARGES.
- 537.3403 - CARD ISSUER SUBJECT TO CLAIMS AND DEFENSES.
- 537.3404 - ASSIGNEE SUBJECT TO CLAIMS AND DEFENSES.
- 537.3405 - LENDER SUBJECT TO DEFENSES ARISING FROM SALES AND LEASES.
- 537.3501 - DOOR-TO-DOOR SALES.
- 537.3601 - SHORT TITLE.
- 537.3602 - PURPOSES -- RULES OF CONSTRUCTION.
- 537.3603 - EXCLUSIONS.
- 537.3604 - GENERAL DEFINITIONS.
- 537.3605 - DISCLOSURES.
- 537.3606 - FORM REQUIREMENTS.
- 537.3607 - RECEIPTS.
- 537.3608 - ACQUIRING OWNERSHIP.
- 537.3609 - RENEGOTIATION.
- 537.3610 - BALLOON PAYMENTS PROHIBITED.
- 537.3611 - PROHIBITED CHARGES.
- 537.3612 - ADDITIONAL CHARGES.
- 537.3613 - REINSTATEMENT FEES.
- 537.3614 - TAXES AND OFFICIAL FEES.
- 537.3615 - ADVERTISING.
- 537.3616 - LESSEE'S REINSTATEMENT RIGHTS.
- 537.3617 - UNCONSCIONABILITY.
- 537.3618 - DEFAULT.
- 537.3619 - CURE OF DEFAULT.
- 537.3620 - WILLFUL AND INTENTIONAL VIOLATIONS.
- 537.3621 - DAMAGES.
- 537.3622 - EFFECT OF CORRECTION.
- 537.3623 - STATUTE OF LIMITATIONS.
- 537.3624 - ENFORCEMENT.
- 537.4101 - SCOPE -- EXCESS CHARGES.
- 537.5101 - SHORT TITLE.
- 537.5102 - SCOPE.
- 537.5103 - CREDITOR'S OBLIGATIONS ON REPOSSESSION -- RESTRICTION ON DEFICIENCY JUDGMENTS.
- 537.5104 - NO GARNISHMENT BEFORE JUDGMENT.
- 537.5105 - LIMITATION ON GARNISHMENT.
- 537.5106 - GARNISHMENT.
- 537.5107 - EXTORTIONATE OR UNLAWFUL EXTENSIONS OF CREDIT.
- 537.5108 - UNCONSCIONABILITY -- INDUCEMENT BY UNCONSCIONABLE CONDUCT -- UNCONSCIONABLE DEBT COLLECTION.
- 537.5109 - DEFAULT.
- 537.5110 - CURE OF DEFAULT.
- 537.5111 - NOTICE OF RIGHT TO CURE.
- 537.5112
- 537.5113 - VENUE.
- 537.5114 - COMPLAINT -- PROOF.
- 537.5115
- 537.5201 - EFFECT OF VIOLATIONS ON RIGHTS OF PARTIES.
- 537.5202 - DAMAGES OR PENALTIES AS SETOFF TO OBLIGATION.
- 537.5203 - CIVIL LIABILITY FOR VIOLATION OF DISCLOSURE PROVISIONS.
- 537.5301 - WILLFUL VIOLATIONS.
- 537.5302 - DISCLOSURE VIOLATIONS.
- 537.6101 - SHORT TITLE.
- 537.6102 - APPLICABILITY.
- 537.6103 - ADMINISTRATOR.
- 537.6104 - POWERS OF ADMINISTRATOR -- RELIANCE ON RULES -- DUTY TO REPORT.
- 537.6105 - ADMINISTRATIVE POWERS WITH RESPECT TO SUPERVISED FINANCIAL ORGANIZATIONS AND SUPERVISED LOAN LICENSEES.
- 537.6106 - INVESTIGATORY POWERS.
- 537.6107
- 537.6108 - ADMINISTRATIVE ENFORCEMENT ORDERS.
- 537.6109 - ASSURANCE OF DISCONTINUANCE.
- 537.6110 - INJUNCTIONS AND OTHER PROCEEDINGS IN EQUITY.
- 537.6111 - INJUNCTIONS AGAINST UNCONSCIONABLE AGREEMENTS AND FRAUDULENT OR UNCONSCIONABLE CONDUCT.
- 537.6112 - TEMPORARY RELIEF.
- 537.6113 - CIVIL ACTIONS BY ADMINISTRATOR.
- 537.6114
- 537.6115 - CONSUMER'S REMEDIES NOT AFFECTED.
- 537.6116 - VENUE.
- 537.6117 - ADMINISTRATIVE RULES.
- 537.6201 - APPLICABILITY.
- 537.6202 - NOTIFICATION.
- 537.6203 - FEES.
- 537.6204
- 537.7101 - SHORT TITLE.
- 537.7102 - DEFINITIONS.
- 537.7103 - PROHIBITED PRACTICES.
- 537.8101 - PROVISION OF CREDIT CARD NUMBER AS CONDITION OF CHECK CASHING OR ACCEPTANCE PROHIBITED.
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