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2017 Indiana Code
TITLE 24. Trade Regulation
ARTICLE 4.5. UNIFORM CONSUMER CREDIT CODE
CHAPTER 3. Loans
- 24-4.5-3-0.1. Application of certain amendments to chapter
- 24-4.5-3-101. Short title
- 24-4.5-3-102. Application
- 24-4.5-3-103. Repealed
- 24-4.5-3-104. Repealed
- 24-4.5-3-105. "Consumer loan"; first lien mortgage transaction not included
- 24-4.5-3-106. "Loan"
- 24-4.5-3-107. Definitions; "lender"; "precomputed"; "principal"
- 24-4.5-3-108. "Revolving loan account"
- 24-4.5-3-109. "Loan finance charge"
- 24-4.5-3-110. "Civil proceeding advance payment transaction"
- 24-4.5-3-110.5. Definitions; "civil proceeding"; "civil proceeding advance payment contract"; "civil proceeding advance payment provider"; "consumer claimant"; "funded amount"
- 24-4.5-3-201. Loan finance charge and nonrefundable prepaid finance charge for consumer loans other than supervised loans
- 24-4.5-3-202. Additional charges
- 24-4.5-3-203. Repealed
- 24-4.5-3-203.5. Delinquency charges; credit charges not precomputed
- 24-4.5-3-204. Deferral charges
- 24-4.5-3-205. Loan finance charge on refinancing
- 24-4.5-3-206. Loan finance charge on consolidation
- 24-4.5-3-207. Conversion to revolving loan account
- 24-4.5-3-208. Advances to perform covenants of debtor
- 24-4.5-3-209. Right to prepay; prepayment penalty; total finance charge; payoff statement; liability for failure to provide; short sales; foreclosed property; no protection from deficiency judgment
- 24-4.5-3-210. Rebate upon prepayment
- 24-4.5-3-301. Disclosures required by Consumer Credit Protection Act; exempt transactions
- 24-4.5-3-302. Repealed
- 24-4.5-3-303. Repealed
- 24-4.5-3-304. Repealed
- 24-4.5-3-305. Repealed
- 24-4.5-3-306. Repealed
- 24-4.5-3-307. Repealed
- 24-4.5-3-308. Repealed
- 24-4.5-3-309. Repealed
- 24-4.5-3-310. Repealed
- 24-4.5-3-311. Repealed
- 24-4.5-3-401. Scope
- 24-4.5-3-402. Balloon payments; compliance with Alternative Mortgage Transaction Parity Act
- 24-4.5-3-403. No assignment of earnings
- 24-4.5-3-404. Attorney's fees
- 24-4.5-3-405. Limitation on default charges
- 24-4.5-3-406. Notice of assignment
- 24-4.5-3-407. Authorization to confess judgment prohibited
- 24-4.5-3-408. Time for crediting payments
- 24-4.5-3-501. Definitions; "supervised loan"; "supervised lender"
- 24-4.5-3-501.5. Persons also engaging in loan brokerage business; applicability of loan broker statutes; examination by department; cooperation with securities division
- 24-4.5-3-502. Authority to make, take assignment of, or collect consumer loans other than mortgage transactions; license required; exempt persons; branches; separate license required for small loans; CPAP contracts
- 24-4.5-3-502.1. Authority to make, take assignment of, or collect subordinate lien mortgage transactions; license required; exempt persons; registration with NMLSR; licensed mortgage loan originators; applications for licensure; director's authority to contract with NMLSR
- 24-4.5-3-502.2. Use of NMLSR in department's licensing system; reporting of information to NMLSR; confidentiality; director's authority to enter agreements; waiver of privilege; processing fee; electronic records
- 24-4.5-3-503. Applications for licenses; issuance; evidence of compliance; use of NMLSR; denial of application; right to hearing; fees; license not assignable or transferable
- 24-4.5-3-503.1. National criminal history background check; fingerprints; payment of fees or costs; use of NMLSR
- 24-4.5-3-503.2. Credit reports; payment of fees or costs; demonstrated financial responsibility; considerations
- 24-4.5-3-503.3. Surety bond; requirements; amount; termination; liability; notices
- 24-4.5-3-503.4. Use of NMLSR in department's licensing system for subordinate lien mortgage transactions; reporting of information to NMLSR; confidentiality; director's authority to enter agreements; waiver of privilege; processing fee; electronic records
- 24-4.5-3-503.5. Repealed
- 24-4.5-3-503.6. License renewal; revocation or suspension of license not renewed; reinstatement or appeal; correcting amendments
- 24-4.5-3-504. Suspension or revocation of license; order to show cause; order of suspension or revocation; relinquishment of license; preexisting contracts; emergency order for revocation
- 24-4.5-3-505. Record keeping; use of unique identifier on forms and documents; use of examination and regulatory software; submitting call reports to NMLSR; composite reports; notice to department of certain events or changes
- 24-4.5-3-505.5. Automated loan machines
- 24-4.5-3-506. Repealed
- 24-4.5-3-507. Repealed
- 24-4.5-3-508. Loan finance charge and nonrefundable prepaid finance charge for supervised loans
- 24-4.5-3-508.5. Repealed
- 24-4.5-3-509. Use of multiple agreements
- 24-4.5-3-510. Restrictions on interest in land as security
- 24-4.5-3-511. Regular schedule of payments; maximum loan term
- 24-4.5-3-512. Carrying on other business
- 24-4.5-3-513. Application of other provisions
- 24-4.5-3-514. Repealed
- 24-4.5-3-515. Change in control of creditor; application to department; timeframe for department's decision; conditions for approval; creditor's duty to report transfer of securities; director's discretion to require new license
- 24-4.5-3-601. Loans subject to article by agreement of parties
- 24-4.5-3-602. "Consumer related loan"; loan finance charge; licensing and annual notice to department not required
- 24-4.5-3-603. Applicability of other provisions to consumer related loans
- 24-4.5-3-604. Limitation on default charges in consumer related loans
- 24-4.5-3-605. Loan finance charge for other loans
- 24-4.5-3-606. Required disclosures; liability on fraudulently cashed instruments
- 24-4.5-3-701. Requirement to provide property tax information in certain transactions
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