2013 Indiana Code
TITLE 5. STATE AND LOCAL ADMINISTRATION
ARTICLE 20. HOUSING
CHAPTER 6. FORECLOSURE PREVENTION COUNSELING AND ASSISTANCE
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IC 5-20-6
Chapter 6. Foreclosure Prevention Counseling and Assistance
IC 5-20-6-1
"Authority" defined
Sec. 1. As used in this chapter, "authority" refers to the Indiana
housing and community development authority created by
IC 5-20-1-3.
As added by P.L.176-2007, SEC.1.
IC 5-20-6-2
Mortgage counseling and education program
Sec. 2. (a) The authority may establish a program to provide free
mortgage foreclosure counseling and education to homeowners who
have defaulted on or are in danger of defaulting on the mortgages on
their homes.
(b) The authority may enter into an agreement with any public,
private, or nonprofit entity to carry out any part of the mortgage
foreclosure counseling and education program.
(c) The program may include a central toll free telephone number
that homeowners may call to receive mortgage foreclosure
counseling and education.
(d) The authority may award grants for the training of counselors
who will provide mortgage foreclosure counseling and education.
(e) The authority may establish standards for the certification of
counselors who will provide mortgage foreclosure counseling and
education.
(f) The authority may expend money for the purpose of
advertising the mortgage foreclosure counseling and education
program and the central toll free telephone number included in the
program under subsection (c).
As added by P.L.176-2007, SEC.1.
IC 5-20-6-3
Program funding; court fees; civil penalties; solicitation of
contributions and grants
Sec. 3. In addition to using money provided for the program from:
(1) court fees under IC 33-37-5-32 (before its expiration on
January 1, 2015);
(2) civil penalties imposed and collected under:
(A) IC 6-1.1-12-43(g)(2)(B); or
(B) IC 27-7-3-15.5(e); and
(3) any civil penalties imposed and collected by a court for a
violation of a court order in a foreclosure action under
IC 32-30-10.5;
the authority may solicit contributions and grants from the private
sector, nonprofit entities, and the federal government to assist in
carrying out the purposes of this chapter.
As added by P.L.176-2007, SEC.1. Amended by P.L.105-2009,
SEC.3; P.L.170-2011, SEC.4; P.L.231-2013, SEC.3.
IC 5-20-6-4
Program report to the legislative council
Sec. 4. (a) The authority shall annually submit a report to the
legislative council concerning the following:
(1) The operation of the mortgage foreclosure counseling and
education program, if the program is conducted by the authority
during the reporting period.
(2) A summary of mortgage foreclosure rates and trends in
Indiana and the United States.
(b) The report submitted under this section must be in an
electronic format under IC 5-14-6.
As added by P.L.176-2007, SEC.1.
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