2012 Indiana Code
TITLE 9. MOTOR VEHICLES
ARTICLE 25. FINANCIAL RESPONSIBILITY
CHAPTER 5. PROOF OF FINANCIAL RESPONSIBILITY

IC 9-25-5
Chapter 5. Proof of Financial Responsibility

IC 9-25-5-0.1
Application of certain amendments to chapter
Sec. 0.1. The amendments made to section 4 of this chapter by P.L.75-2001 apply to evidence admitted in any civil proceeding after June 30, 2001, to prove that a motor vehicle liability policy was in effect with respect to a motor vehicle on any date before, on, or after June 30, 2001.
As added by P.L.220-2011, SEC.223.

IC 9-25-5-1
Traffic offense conviction requiring court appearance; failure to prove financial responsibility; suspension of driving privileges or vehicle registration
Sec. 1. (a) If a person is convicted of a traffic offense that requires a court appearance, the court shall require the person to show proof that financial responsibility was in force on the date of the violation in one (1) of the forms described in IC 9-25-4-4 or in the form of a certificate of self-insurance issued under IC 9-25-4-11.
(b) If a person fails to provide proof of financial responsibility as required by this section, the court shall suspend the person's current driving privileges or motor vehicle registration, or both.
(c) A suspension under this section is subject to the same provisions concerning procedure for suspension, duration of suspension, and reinstatement applicable to other suspensions under this article.
As added by P.L.2-1991, SEC.13. Amended by P.L.125-2012, SEC.248.

IC 9-25-5-2
Receipt by bureau of accident report; request for evidence of financial responsibility
Sec. 2. Not more than forty-five (45) days after the bureau receives a copy of an accident report under IC 9-26, the bureau shall send to each person identified in the report as an operator of a motor vehicle involved in the accident a request for evidence of financial responsibility under section 3 of this chapter, unless the evidence has already been filed with the bureau. The request for evidence of financial responsibility shall be sent to each person identified in the report as an operator of a motor vehicle involved in the accident regardless of fault.
As added by P.L.2-1991, SEC.13. Amended by P.L.125-2012, SEC.249.

IC 9-25-5-3
Request for evidence of financial responsibility; requirements; mailing request
Sec. 3. (a) A request for evidence of financial responsibility must

do the following:
(1) Direct a person identified under section 2 of this chapter to provide the bureau with evidence that financial responsibility was in effect with respect to the motor vehicle operated by the person on the date of the accident described in the accident report.
(2) Instruct the person on how to furnish the bureau with evidence of financial responsibility in compliance with this article.
(3) Warn the person that failure to furnish evidence of financial responsibility to the bureau will result in suspension of the person's current driving privileges or motor vehicle registration, or both, under this article.
(b) The bureau shall mail a request for evidence of financial responsibility to a person identified under section 2 of this chapter by first class mail at the address appearing in the records of the bureau.
As added by P.L.2-1991, SEC.13. Amended by P.L.125-2012, SEC.250.

IC 9-25-5-4
Persons identified in accident reports; certificate of compliance
Sec. 4. (a) To avoid suspension of driving privileges or motor vehicle registration suspension, or both, under this article, a person identified under section 2 of this chapter who receives a request for evidence of financial responsibility must ensure that the insurance company of the person provides the bureau with a certificate of compliance indicating that financial responsibility required by IC 9-25-4-1 was in effect with respect to the motor vehicle, or the operation of the motor vehicle, on the date of the accident described in the accident report. It is the responsibility of the person who receives a request for evidence of financial responsibility to ensure that the insurance company of the person has provided a certificate of compliance.
(b) Proof that the bureau:
(1) did not receive a certificate of compliance for a person presented with a request for evidence of financial responsibility under section 2 of this chapter within forty (40) days after the date on which the person was presented with the request;
(2) received a certificate of compliance that did not indicate that financial responsibility was in effect with respect to the motor vehicle that the person was operating on the date of the accident described in the accident report; or
(3) suspended the driving privileges or motor vehicle registration, or both, under IC 9-25-6-3 after presenting a person with a request for evidence of financial responsibility under section 2 of this chapter;
is prima facie evidence in a civil action that the person presented with the request for evidence of financial responsibility did not have an operator's or a motor vehicle liability policy in effect with respect to the motor vehicle that the person was operating on the date of the

accident described in the accident report.
As added by P.L.2-1991, SEC.13. Amended by P.L.75-2001, SEC.1; P.L.125-2012, SEC.251.

IC 9-25-5-5
Certificate of compliance; required information; reason for requesting information
Sec. 5. (a) A person who receives a request for evidence of financial responsibility under section 3 of this chapter shall ensure that the insurance company of the person set forth in the certificate of compliance provides to the bureau the following information concerning the form of financial responsibility that was in effect with respect to the motor vehicle on the date in question:
(1) If an operator's or a motor vehicle liability policy was in effect, the following:
(A) The name and address of the insurer.
(B) The limits of coverage of the policy.
(C) The identification number applying to the policy.
(D) Dates of coverage of the policy.
(E) Other information requested by the bureau.
(2) If a bond was in effect, the following:
(A) The name and address of the bond company or surety.
(B) The face amount of the bond.
(C) Dates the bond was in effect.
(D) Other information requested by the bureau.
(3) If self-insurance was in effect under IC 9-25-4-11, the following:
(A) The date on which the certificate of self-insurance was issued by the bureau.
(B) The name of the person to whom the certificate of self-insurance was issued.
(C) Other information requested by the bureau.
(b) A person who requests information or verification of coverage to complete a certificate of compliance under subsection (a) from:
(1) an insurance company; or
(2) an insurance producer;
is not required to give the company or the producer a reason for requesting the information unless the person has been involved in an accident.
As added by P.L.2-1991, SEC.13. Amended by P.L.59-1994, SEC.4; P.L.178-2003, SEC.2; P.L.125-2012, SEC.252.

IC 9-25-5-6
Certification of compliance; execution
Sec. 6. A certificate of compliance that reports the existence of an insurance policy must be executed by an officer or agent of the insurer. A certificate of compliance that reports the existence of a bond must be executed by an officer of the bond company or surety.
As added by P.L.2-1991, SEC.13. Amended by P.L.125-2012, SEC.253.
IC 9-25-5-7
Proof of financial responsibility required to be given by person other than vehicle owner
Sec. 7. Whenever a person required to give proof of financial responsibility under section 3 of this chapter is not the owner of a motor vehicle, an operator's policy of liability insurance is sufficient proof of financial responsibility.
As added by P.L.2-1991, SEC.13.

IC 9-25-5-8
Request that insurer issue certificate; certificate as conclusive evidence of conforming policy
Sec. 8. (a) An insurance carrier that has issued a motor vehicle liability policy or policies meeting the requirements of this article shall, upon request of the named insured, file with the bureau an appropriate certificate that meets the requirements of this article and shows that a policy or policies have been issued.
(b) The issuance of a certificate to serve as proof of financial responsibility under this article is conclusive evidence that a motor vehicle liability policy in the certificate cited conforms to all the requirements of this article.
As added by P.L.2-1991, SEC.13. Amended by P.L.125-2012, SEC.254.

IC 9-25-5-9
Certificate of motor vehicle liability policy; cancellation of policy; notice to bureau; subsequently procured policy
Sec. 9. Whenever an insurance carrier has certified a motor vehicle liability policy under this chapter for the purpose of furnishing evidence of future financial responsibility, the insurance carrier shall give ten (10) days written notice to the bureau before cancellation of the policy. The policy continues in full force and effect until the date of cancellation specified in the notice or until the policy's expiration. A policy subsequently procured and certified, on the effective date of the policy's certification, terminates the insurance previously certified with respect to a motor vehicle designated in both certificates.
As added by P.L.2-1991, SEC.13. Amended by P.L.125-2012, SEC.255.

IC 9-25-5-10
Nonresidents; proof of financial responsibility
Sec. 10. (a) A nonresident may give proof of financial responsibility in one (1) of the following ways:
(1) The nonresident owner of a foreign motor vehicle may give proof of financial responsibility by having an insurance carrier authorized to transact business in the state in which the motor vehicle described in the certificate is registered file a certificate of compliance with the bureau.
(2) A nonresident who does not own a motor vehicle may give

proof of financial responsibility by having an insurance carrier authorized to transact business in the state in which the nonresident resides file a certificate of compliance with the bureau.
(b) A certificate of compliance filed under subsection (a) must conform to this chapter.
As added by P.L.2-1991, SEC.13. Amended by P.L.125-2012, SEC.256.