2023 Idaho Code
Title 41 - INSURANCE
Chapter 52 - INDIVIDUAL HEALTH INSURANCE AVAILABILITY ACT
Section 41-5214 - ENHANCED SHORT-TERM PLANS.
41-5214. ENHANCED SHORT-TERM PLANS. The director shall adopt reasonable rules to establish specific standards for enhanced short-term plans. The standards shall be in addition to and in accordance with applicable laws of this state, including this chapter. The standards:
(1) Shall include requirements for renewability that are consistent with federal law regarding short-term, limited duration insurance; and
(2) May include, but need not be limited to:
(a) A scope of covered benefits, which may be as broad as the scope of covered benefits required to be included in individual health benefit plans that are not deemed short-term, limited duration insurance under federal law;
(b) Restrictions on premium rate increases when an enhanced short-term plan ceases to be renewable and the individual policyholder reapplies for coverage from the same carrier; and
(c) Conversion of enhanced short-term plans into fully renewable coverage upon a finding by the director that the conversion complies with law and is in the best interests of the public.
History:
[41-5214, added 2019, ch. 301, sec. 3, p. 897.]
