2005 Idaho Code - 41-3111 — ADVANCE PAYMENTS BY MEMBERS

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 31
                            COUNTY MUTUAL INSURERS
    41-3111.  ADVANCE PAYMENTS BY MEMBERS. The insurer shall not charge the
member, and no member of the insurer shall pay to the insurer, in connection
with the inception of insurance in the insurer or any renewal or continuation
of such insurance, any charge or amount in excess of such amount as may be
reasonably necessary for payment of the member's share of the insurer's
expenses (exclusive of insured losses incurred) to be incurred during the next
succeeding twelve (12) months, and for maintenance or replenishment of the
emergency fund provided for in section 41-3112(3). This provision shall not be
deemed to prohibit the levy and collection of assessments for payment of
incurred losses or for maintenance of the emergency fund, as provided for in
section 41-3112, nor collection of membership or policy fees in fixed nominal
amounts.