2005 Idaho Code - 41-3105 — INSURER\'S TERRITORY

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 31
                            COUNTY MUTUAL INSURERS
    41-3105.  INSURER'S TERRITORY. An insurer shall insure only such property
as it is otherwise authorized to insure under this chapter, and which is
located within one (1) or more of the counties of this state within which the
insurer may transact insurance as provided by its articles of incorporation,
subject to the following conditions:
    (1)  An insurer which has less than seven million dollars ($7,000,000) of
insurance in force on separate properties shall not transact insurance in an
area greater than that of the county in which its head office is located,
together with not more than the four (4) Idaho counties contiguous with such
head office county;
    (2)  An insurer which has seven million dollars ($7,000,000) but less than
twelve million dollars ($12,000,000) of insurance in force on separate
properties may transact insurance in the county in which its head office is
located together with not more than the eight (8) Idaho counties most adjacent
to such head office county;
    (3)  An insurer which has twelve million dollars ($12,000,000) or more of
insurance in force on separate properties may transact insurance in the county
in which its head office is located together with not more than the twelve
(12) Idaho counties most adjacent to such head office county and/or may extend
its activities and operations into an adjoining state; and
    (4)  A fraternal insurer may operate under this chapter in any or all of
the counties of this state.