2005 Idaho Code - 41-2508 — NOTICE OF CANCELLATION OR INTENTION NOT TO RENEW

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 25
                         CASUALTY INSURANCE CONTRACTS
    41-2508.  NOTICE OF CANCELLATION OR INTENTION NOT TO RENEW. (1) No
cancellation of a policy to which section 41-2506 of this act applies shall be
effective unless notice thereof is mailed or delivered by the insurer to the
named insured at least twenty (20) days prior to the effective date of
cancellation, except that where cancellation is for nonpayment of premium at
least ten (10) days' notice of cancellation accompanied by the reason therefor
shall be given. Unless the reason or reasons accompany or are included in the
notice, the notice shall state or be accompanied by a statement that upon
written request of the named insured, mailed or delivered to the insurer not
less than ten (10) days prior to the effective date of cancellation, the
insurer will specify the reason or reasons for such cancellation.
    (2)  No insurer shall fail to renew a policy to which section 41-2506 of
this act applies unless it shall mail or deliver to the named insured, at the
address shown on the policy, at least thirty (30) days' advance notice of its
intention not to renew. Unless the reason or reasons accompany or are included
in the notice, the notice shall state or be accompanied by a statement that
upon written request of the named insured, mailed or delivered to the insurer
not less than fifteen (15) days prior to the effective date or nonrenewal, the
insurer will specify the reason or reasons for such nonrenewal. This
subsection shall not apply in case of nonpayment of premium, or if the insurer
has manifested its willingness to renew. Notwithstanding the failure of an
insurer to comply with this subsection, the policy shall terminate on the
effective date of any other policy procured by the insured, with respect to
any automobile designated in both policies. Renewal of a policy shall not
constitute a waiver or estoppel with respect to grounds for cancellation or
nonrenewal which existed before the effective date of the renewal.
    (3)  Proof of mailing of notice of cancellation, or of intention not to
renew or of reasons for cancellation or nonrenewal to the named insured at his
address last of record with the insurer, shall be sufficient proof of notice.
    (4)  When a policy is canceled, other than for nonpayment of premium, or
in the event of failure to renew a policy to which subsection (2), above,
applies, the insurer shall notify the named insured of any possible
eligibility for insurance through an automobile assigned risk plan. Such
notice shall accompany or be included in the notice of cancellation or the
notice of intent not to renew, and shall state that such notice of
availability of the automobile assigned risk plan is given pursuant to this
section.