2005 Idaho Code - 41-2139 — REQUIRED PROVISIONS -- COVERAGE OF DEPENDENT CHILD

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 21
                        DISABILITY INSURANCE POLICIES
    41-2139.  REQUIRED PROVISIONS -- COVERAGE OF DEPENDENT CHILD. There shall
be a provision as follows: A policy delivered or issued for delivery in this
state more than one hundred twenty (120) days after the effective date [July
1, 1972] of this act under which coverage of a dependent of an insured
terminates at a specified age shall, with respect to an unmarried child who is
incapable of self-sustaining employment by reason of mental retardation or
physical handicap and who became so incapable prior to attainment of the
limiting age and who is chiefly dependent upon such insured for support and
maintenance, not so terminate while the policy remains in force and the
dependent remains in such condition, if the insured has within thirty-one (31)
days of such dependent's attainment of the limiting age submitted proof of
such dependent's incapacity as described herein. The insurer may require at
reasonable intervals during the two (2) years following the child's attainment
of the limiting age subsequent proof of the child's disability and dependency.
After the two (2) year period, such subsequent proof may not be required more
than once each year.